O financiamento para estrangeiros está disponível nos EUA, ele é feito através de algumas instituições e precisa ser aprovado pelo banco. As condições para aprovação podem variar em função da instituição financeira e do empreendimento, mas nem todo o imóvel se qualifica para financiamento.A entrada pode ser de 30% ou 40%, com o restante financiado em até 30 anos e juros de 3,5% a 6% ao ano, dependendo do pacote. A taxa inicial será fixa nos primeiros três anos e depois reajustada anualmente. Confira os passos básicos para quem quer financiar nos EUA.⠀
✔ Tenha um professional qualificado e licenciado para te assessorar;⠀
✔Abra uma conta bancária nos EUA;⠀
✔ Separe os documentos: passaporte, extratos bancários, comprovante de Imposto de Renda, carta do contador. Lembre-se você precisará também da prova dos valores, isto é, do valor da entrada e dos meses correspondentes às prestações do financiamento, em conta ou aplicação bancária nos EUA.⠀
✔ Tenha todos os documentos com tradução juramentada;⠀
✔ Transfira os Valores.⠀
Quer saber os detalhes desse processo, entre em contato:⠀
📞 (407) 4291417⠀
#BuyAHouse the total cost of a property is not just the sales price. You have to take into consideration few factors before setting expectations. Lender's fees and charges such as origination and processing fees, flood detemination, tax credit reports and appraisals. Escrows and Impounds such as Private Mortgage Insurance PMI paid in advance, escrow for property taxes to make sure the Lender has 14 month in escrow by November, plus 2 additional months for cushion. Full annual prepaid premium for hazard, flood and content insurance, if applicable plus additional escrow. Prepaid interest depending on the day of the month you are closing.
Add those up to determine your mortgage payment, principal and interest which are paid in a rears. Actual Closing Costs which are Government charges such as intangible and documentary stamps on the note and mortgage, recording fees for the new mortgage and the new warranty deed. Settlement fees which depending on what clause of the contract you have selected are closing fee, title search, tax and lien search, owner's and lender's title insurance, and a survey. Miscellaneous charges such as Association application fees, screening and background check, moving truck, painting and small repairs and a special house warming; so do your math before selecting the house that you can really afford, this is why teaming up with a Lender will prevent you from wasting your time, disappointments and surprises. Buying a new home can be a very stressing experience, but if you use a savvy, experienced and knowledgeable team of real estate professionals, you will have a Happy Closing and a wow experience. Remember know before you owe.
If you want to buy home but you have to improve your credit score, there is a tip so you could achieve that goal. Always pay on time. This indicates you have discipline and financial management. Thats way when you’ll ask for a loan your lender wont think twice when he sees your credit score. / Si quieres comprar una casa, pero tiene que mejorar su crédito, este es un consejo para que pueda lograr ese objetivo. Siempre pague a tiempo. Esto indica que tiene la disciplina y la gestión financiera. De esa manera cuando vaya a pedir un préstamo, su prestamista no lo pensará pensará dos veces cuando vea su crédito.
Real Estate Tip of the Week:
When buyers tour homes for sale, they're taking a close look at the bathrooms. For some, the sheer number of bathrooms in a home is critical. A bathroom is an essential part of any home, but one that is often overlooked. Updating this space or adding a new bathroom is one of the best ways to add value to your home. You want your bathroom to be both functional and stylish. A bathroom remodel or addition is one way to improve the salability of your home and make it more practical and attractive to buyers 🗝✨
➡️ DID YOU KNOW? The truth is, most people work until they die and oftentimes are not able to live the life they desire or have a decent savings to live comfortably off of when it's time to retire. 😞 It's important to create passive income, which is income resulting from cash flow received on a regular basis, requiring minimal to no effort by the recipient to maintain it. 🏡 Real estate is a proven vehicle to build wealth. It's a "forced savings". Let's talk over coffee or tea about why owning real estate is one of the most solid investments you could ever make.
Home of the Week: 65 Azalea Street • Seagrove Beach • FL
💯Casual, gracious living with an attractive, open floor plan 💯Beamed ceilings of pecky Cypress and white oak floors 💯Gulf views from a 4th floor tower with wet bar 💯Cool bathrooms and exquisite furnishings 💯Old Seagrove Beach home that sleeps 16 💯Top-of-the-line kitchen appliances 💯One block from the Gulf of Mexico 💯Savvy investment or family home 💯Outdoor kitchen near the pool 💯Three washers and dryers 💯Copious natural daylight 💯Attached garage 💯An elevator ~ Browse this beauty by clicking the link in our bio.
Si buscas vivir en una zona tranquila pero con privilegiada ubicación a pocos minutos de Miami, Miramar es el lugar para ti.
Actualmente disponemos de un hermoso townhouse de 2 habitaciones y 2,5 baños, cocina con topes de granito piscina y excelente ubicación. Un espacio ideal para ti y tu familia.
Invertir en una propiedad como esta es una oportunidad única en el mercado de Real Estate en Miami. Aprovéchala hoy escribiéndome a firstname.lastname@example.org o haciendo click en mi perfil.
The perfect place to build your dream home! 🏡 This oversized waterfront lot with 154 feet of waterfront boats beautiful views of the bayou’s open water. Picture your dream home courtesy of LaBram Homes. Learn more about 742 Placido Way on our website.