Are you trying to save money for a down payment on a home? Or perhaps looking to put money aside for a vacation? 💲
Here are 15 awesome money saving apps to help you get started: bit.ly/PowerfulMoneySavingApps
Do you need to know how much #money you must earn to purchase the house of your dreams? This calculator will help you figure it out. Use our #mortgage calculator and get your #financial analysis now! (link in bio)
I’ve Never Heard of That Lender Before?
One of the benefits of working with an independent mortgage professional compared to getting your mortgage through a single institution, is choice. And as there are even more mortgage rules that just came into place January 1st 2018, now more than ever, having access to a wide variety of mortgage products is going to ensure you get the mortgage that best suits your needs.
Working with an independent mortgage professional will give you access to varying products from many different lenders, some of these lenders you may have never even heard of, but that’s okay. Sure, RBC, BMO, and CIBC, are more household names compared to say, MCAP, First National, RMG, or Merix Financial, but as each lender has a different appetite for risk, how do you know which lender is going to have the products that are going to be the best fit for you?
Typically the conversation develops into something like this: “I’ve never heard of this lender before, are they safe, I mean… I have no idea who they are”? And although that is a valid question, there is a simple answer. Yes. Yes they are safe. All the lenders we work with are reputable and governed by the same regulator as the big banks. Ultimately, you have their money, they don’t have yours!
At the end of the day, the goal should be to qualify for a mortgage that has the features that suit your individual needs. Regardless of which lender that is. If you would like to talk about your financial situation, and see which lender best suits your needs, please don’t hesitate to contact us anytime!
While you may feel most comfortable going straight to your friendly neighbourhood bank for a #mortgage , this may not be where you get your best deal. Finding the right mortgage can save or cost you thousands of dollars, so be sure to take the time to examine all options from banks to brokers. Call us today for a free quote! (778) 760-2844 #freeservice#kelowna#mortgage#dtkelowna#mortgagebrokers#trust#ramponemarsh
How do you make yourself stand out at an auction?
It’s great that you look like you know what you are doing, now prove that you are up to the task by making a strong opening bid. Because you know the property’s value (you may even have asked about a good opening bid in your research) you can strike first. Statistics show that the people who bid first win at auction more than anyone else.
Don’t go too fast though, an auctioneer may actually reject your bid if they feel you are moving too quickly. You want to pose a threat without actually harming anyone.