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Buying a home is a big investment – likely the largest one you will ever make. The cost to buy a home should be carefully considered to avoid the risk of financial difficulty in the future.
#ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #mortgagetoronto #torontorealestate #realestateto #homeowner
Solutions to renovate the home of your dreams:
Mortgage Refinancing • Borrow up to 80% of your home’s appraised value (less any outstanding mortgage balance). • Pay less interest than credit card or personal loan rates • Access funds immediately • Suitable for large scale renovations 
#ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #toolate #nottoolate #lastchance #thisisimportant #newmortgagerules #mortgagerenewal #refinancing #homepurchase #help #today #applynow #morningmotivation
Solutions to renovate the home of your dreams: Mortgage Refinancing • Borrow up to 80% of your home’s appraised value (less any outstanding mortgage balance). • Pay less interest than credit card or personal loan rates • Access funds immediately • Suitable for large scale renovations #ZenaShekarabiAndAssociates  #toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #toolate  #nottoolate  #lastchance  #thisisimportant  #newmortgagerules  #mortgagerenewal  #refinancing  #homepurchase  #help  #today  #applynow  #morningmotivation 
Effective Jan 1st 2018, Uninsured mortgage with 20% or more down will be subject to a stress test similar to insured mortgages. If you have any questions regarding these changes, call us today! #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #toolate #nottoolate #lastchance #thisisimportant #newmortgagerules #mortgagerenewal #refinancing #homepurchase #help #today #applynow #morningmotivation
#Repost @zsamortgages (@get_repost)
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Let's start the year off with the right mortgage for you. Call us today! #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam
Let's start the year off with the right mortgage for you. Call us today! #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam
Wishing everyone a happy and wonderful New Year! #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam
Shopping for a home? Call our office today! It's not too late to get your pre-approval to get the house you want without a stress test!
#perfectfit #tailormade #therightone #theone #houseshopping #househunting #nostress #stresstest #newrules #mortgagerules #musthave #madeforyou #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #mortgagelife #mortgagetips #mortgagepros
#Repost @zsamortgages (@get_repost)
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Happy Monday & Merry Christmas. 
ONLY ONE WEEK LEFT IN 2017!
If you are looking to purchase or refinance your home, call us for a free consultation. We will get back to you in 24 hours with a quote from one of our many lenders. We will negotiate the best rate and terms for you. 
We specialize in Mortgages, tailor-made for you! 
#monday #mondaymessage #2017 #happymonday #goodmorning #seriousbuyer #refinance #newhomeowner #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
#Repost  @zsamortgages (@get_repost) ・・・ Happy Monday & Merry Christmas. ONLY ONE WEEK LEFT IN 2017! If you are looking to purchase or refinance your home, call us for a free consultation. We will get back to you in 24 hours with a quote from one of our many lenders. We will negotiate the best rate and terms for you.  We specialize in Mortgages, tailor-made for you! #monday  #mondaymessage  #2017  #happymonday  #goodmorning  #seriousbuyer  #refinance  #newhomeowner  #ZenaShekarabiAndAssociates  #toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #homebuyers  #RealEstate  #mortgagelife  #mortgagetips  #torontorealtors  #mortgagepros 
Happy Monday & Merry Christmas. 
ONLY ONE WEEK LEFT IN 2017!
If you are looking to purchase or refinance your home, call us for a free consultation. We will get back to you in 24 hours with a quote from one of our many lenders. We will negotiate the best rate and terms for you. 
We specialize in Mortgages, tailor-made for you! 
#monday #mondaymessage #2017 #happymonday #goodmorning #seriousbuyer #refinance #newhomeowner #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
Happy Monday & Merry Christmas. ONLY ONE WEEK LEFT IN 2017! If you are looking to purchase or refinance your home, call us for a free consultation. We will get back to you in 24 hours with a quote from one of our many lenders. We will negotiate the best rate and terms for you.  We specialize in Mortgages, tailor-made for you! #monday  #mondaymessage  #2017  #happymonday  #goodmorning  #seriousbuyer  #refinance  #newhomeowner  #ZenaShekarabiAndAssociates  #toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #homebuyers  #RealEstate  #mortgagelife  #mortgagetips  #torontorealtors  #mortgagepros 
It would be an honour if you nominate us for the Top Choice Award for 2019.

We believe that we have gained your trust and that you have an amazing story to tell about us and we feel deserved to be recognized by you. 
You have the power to make a difference in your city! 
Your nomination will help Top Choice Awards to discover us as a noteworthy business, which they can then evaluate for qualification. 
Nomination is easy. Go/ Click on the link below and fill out the form to nominate us as your favorite business in the city. 
We greatly value your time and will remain steadfast to continue to provide you with the best advice and services. 
https://topchoiceawards.com/nominate/ 
Business/Professional/Media Name: Zena Shekarabi & Associates

Category: Mortgage Brokerage 
B2C Survey 
City: Markham

#ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros #nomination #awards #topchoiceaward #topchoiceawards #topchoice2019 #GTA #Toronto #Yorkregion #Richmondhill #Vaughan #Markham #voteforus2019
It would be an honour if you nominate us for the Top Choice Award for 2019. We believe that we have gained your trust and that you have an amazing story to tell about us and we feel deserved to be recognized by you. You have the power to make a difference in your city! Your nomination will help Top Choice Awards to discover us as a noteworthy business, which they can then evaluate for qualification. Nomination is easy. Go/ Click on the link below and fill out the form to nominate us as your favorite business in the city. We greatly value your time and will remain steadfast to continue to provide you with the best advice and services. https://topchoiceawards.com/nominate/ Business/Professional/Media Name: Zena Shekarabi & Associates Category: Mortgage Brokerage B2C Survey City: Markham #ZenaShekarabiAndAssociates  #toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #homebuyers  #RealEstate  #mortgagelife  #mortgagetips  #torontorealtors  #mortgagepros  #nomination  #awards  #topchoiceaward  #topchoiceawards  #topchoice2019  #GTA  #Toronto  #Yorkregion  #Richmondhill  #Vaughan  #Markham  #voteforus2019 
#Repost @zsamortgages (@get_repost)
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Have an awesome Friday and a great weekend.
#December #Friday #weekend #TGIF #December #2017 #ZenaShekarabiAndAssociates #Toronto #ZenaShekarabi #AliEtemadi #housingmarket ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
Today is, Look-on-the-Bright-Side-Day. 
Count your blessings and always remember there's a silver lining in every challenging situation. 
#optimist #opportunist #brightside #quote #quoteoftheday #lookonthebrightsideday #lookonthebrightside #instaquote #waltwhitman #winter #ZenaShekarabiAndAssociates #Toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
Today is, Look-on-the-Bright-Side-Day.  Count your blessings and always remember there's a silver lining in every challenging situation. #optimist  #opportunist  #brightside  #quote  #quoteoftheday  #lookonthebrightsideday  #lookonthebrightside  #instaquote  #waltwhitman  #winter  #ZenaShekarabiAndAssociates  #Toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #homebuyers  #RealEstate  #mortgagelife  #mortgagetips  #torontorealtors  #mortgagepros 
شب یلداتون مبارک 
Shab-e Yalda ( شب یلدا‎) or Shab-e Chelleh ( شب چله‎) is a Persian festival celebrated on the "longest and darkest night of the year," Yalda is a winter solstice celebration.
#yaldanight #shabeyalda #wintersolstice  #شب_یلدا
#hafez #persian #persianculture #longestnight #tradition #pomegranate #irooni #Iranian #Iran #foodtradition #family #ZenaShekarabiAndAssociates #Toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam
شب یلداتون مبارک  Shab-e Yalda ( شب یلدا‎) or Shab-e Chelleh ( شب چله‎) is a Persian festival celebrated on the "longest and darkest night of the year," Yalda is a winter solstice celebration. #yaldanight  #shabeyalda  #wintersolstice   #شب_یلدا  #hafez  #persian  #persianculture  #longestnight  #tradition  #pomegranate  #irooni  #Iranian  #Iran  #foodtradition  #family  #ZenaShekarabiAndAssociates  #Toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam 
If you want to be absolutely certain you will get the best possible mortgage that's tailored to your needs, contact us TODAY and get your mortgage pre-approval application started. 
We will check with all our lenders to see which one will offer you the most favorable condition and negotiate to get you the lowest rate.
 Call us today to get a mortgage that is tailor-made for you!
#wednesday #preapproved #mortgageshopping #mortgagelenders #brokersdoitbetter #ZenaShekarabiAndAssociates #Toronto #ZenaShekarabi  #AliEtemad i#housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
If you want to be absolutely certain you will get the best possible mortgage that's tailored to your needs, contact us TODAY and get your mortgage pre-approval application started.  We will check with all our lenders to see which one will offer you the most favorable condition and negotiate to get you the lowest rate.  Call us today to get a mortgage that is tailor-made for you! #wednesday  #preapproved  #mortgageshopping  #mortgagelenders  #brokersdoitbetter  #ZenaShekarabiAndAssociates  #Toronto  #ZenaShekarabi   #AliEtemad  i#housingmarket  #ZSAMortgages  #ZSATeam  #homebuyers  #RealEstate  #mortgagelife  #mortgagetips  #torontorealtors  #mortgagepros 
🎄 A joyous Christmas greeting to you and yours! Thank you for your trust and belief in us. 
We look forward to serving you in the coming year.
#Christmas #holiday #seasonsgreetings #happyholidays #merrychristmass #2017 #2018 #joy #peace #bestwishes #blessings #thankyou #whatayear #ZenaShekarabiAndAssociates #Toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
🎄 A joyous Christmas greeting to you and yours! Thank you for your trust and belief in us.  We look forward to serving you in the coming year. #Christmas  #holiday  #seasonsgreetings  #happyholidays  #merrychristmass  #2017  #2018  #joy  #peace  #bestwishes  #blessings  #thankyou  #whatayear  #ZenaShekarabiAndAssociates  #Toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #homebuyers  #RealEstate  #mortgagelife  #mortgagetips  #torontorealtors  #mortgagepros 
Non-residents of Canada own less than five per cent of the housing in the Greater Toronto and Greater Vancouver areas. 
A non-resident is either a Canadian citizen who no longer lives in the country (but still owns real estate) or a non-citizen who owns property in Canada without living in the country as a primary residence.
The numbers show that whatever impact non-residents are having on the market, it is relatively small. Non-residents owned 3.4 per cent of all residential properties in the Toronto area and 4.8 per cent in Vancouver.
The lack of growth in Toronto and Vancouver, combined with the increases in Montreal, indicate the possibility of a shift from these centers after the introduction of foreign buyers taxes in Ontario and British Columbia,
Source: CBC
#ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros #foreigninvestors #vancouver #montreal #impact #canadian #cbc #condo #house #home #didyouknow
Non-residents of Canada own less than five per cent of the housing in the Greater Toronto and Greater Vancouver areas.  A non-resident is either a Canadian citizen who no longer lives in the country (but still owns real estate) or a non-citizen who owns property in Canada without living in the country as a primary residence. The numbers show that whatever impact non-residents are having on the market, it is relatively small. Non-residents owned 3.4 per cent of all residential properties in the Toronto area and 4.8 per cent in Vancouver. The lack of growth in Toronto and Vancouver, combined with the increases in Montreal, indicate the possibility of a shift from these centers after the introduction of foreign buyers taxes in Ontario and British Columbia, Source: CBC #ZenaShekarabiAndAssociates  #toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #homebuyers  #RealEstate  #mortgagelife  #mortgagetips  #torontorealtors  #mortgagepros  #foreigninvestors  #vancouver  #montreal  #impact  #canadian  #cbc  #condo  #house  #home  #didyouknow 
#Repost @zsamortgages (@get_repost)
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Make sure you do your research on your finances, the neighborhood, location and specifics of the home, so you know you’re making an informed choice. 
#dontsettle #tuesdaytip #settle #settling #overbuying #house #better #betteroptions #more options #available #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
#Repost  @zsamortgages (@get_repost) ・・・ Make sure you do your research on your finances, the neighborhood, location and specifics of the home, so you know you’re making an informed choice.  #dontsettle  #tuesdaytip  #settle  #settling  #overbuying  #house  #better  #betteroptions  #more  options #available  #ZenaShekarabiAndAssociates  #toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #homebuyers  #RealEstate  #mortgagelife  #mortgagetips  #torontorealtors  #mortgagepros 
Make sure you do your research on your finances, the neighborhood, location and specifics of the home, so you know you’re making an informed choice. 
#dontsettle #tuesdaytip #settle #settling #overbuying #house #better #betteroptions #more options #available #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
Don't miss your chance to buy a new home in 2018 without having to take the stress test! Contact us TODAY to get your application started. Waiting could cost you thousands ⚡️ #newrule #newmortgagerules #stresstest #newhome #2018 #timeisprecious #countdown #120days #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
#Repost @zsamortgages (@get_repost)
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Getting pre-approved for a mortgage with us before January 1, 2018 will give you 120 days to purchase a home in the new year under the old regulations,
Alternatively, to avoid the new “test,” mortgage amortization period must be 25 years or less, the purchase price be less than $1 million, the property be owner-occupied, and the primary applicant has a minimum credit score of 600 and 20% or greater as a down payment. Without the 20% down, there is no avoiding the Stress Test; it will be conducted by all lending institutions as a Compliance Rule.
#avoid #restrictions #stresstest #newrule #newmortgagerule #canada #gta #changes #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
#Repost  @zsamortgages (@get_repost) ・・・ Getting pre-approved for a mortgage with us before January 1, 2018 will give you 120 days to purchase a home in the new year under the old regulations, Alternatively, to avoid the new “test,” mortgage amortization period must be 25 years or less, the purchase price be less than $1 million, the property be owner-occupied, and the primary applicant has a minimum credit score of 600 and 20% or greater as a down payment. Without the 20% down, there is no avoiding the Stress Test; it will be conducted by all lending institutions as a Compliance Rule. #avoid  #restrictions  #stresstest  #newrule  #newmortgagerule  #canada  #gta  #changes  #ZenaShekarabiAndAssociates  #toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #homebuyers  #RealEstate  #mortgagelife  #mortgagetips  #torontorealtors  #mortgagepros 
While you may feel most comfortable going straight to your friendly neighborhood bank for a mortgage, this may not be where you get your best deal. Finding the right mortgage can save or cost you thousands of dollars, so be sure to take the time to examine all options from banks to brokers. Call us today for a free quote! 
#toplist #mistakes #options #banks #brokers #bank #broker #bigmoney #know #quote #experience #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
While you may feel most comfortable going straight to your friendly neighborhood bank for a mortgage, this may not be where you get your best deal. Finding the right mortgage can save or cost you thousands of dollars, so be sure to take the time to examine all options from banks to brokers. Call us today for a free quote!  #toplist  #mistakes  #options  #banks  #brokers  #bank  #broker  #bigmoney  #know  #quote  #experience  #ZenaShekarabiAndAssociates  #toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #homebuyers  #RealEstate  #mortgagelife  #mortgagetips  #torontorealtors  #mortgagepros 
May each day of this holiday season be filled with joyfulness, peace, prosperity and longevity for you and your family.
#happyholidays #seasonsgreetings #prosperity #happiness #family #holidays #joyful #ZenaShekarabiAndAssociates #Toronto #ZenaShekarabi #AliEtemadi #mortgages #mortgagebroker
#GTA #ZSAMortgages #zsateam
#Repost @zsamortgages (@get_repost)
・・・
Getting pre-approved for a mortgage with us before January 1, 2018 will give you 120 days to purchase a home in the new year under the old regulations,
Alternatively, to avoid the new “test,” mortgage amortization period must be 25 years or less, the purchase price be less than $1 million, the property be owner-occupied, and the primary applicant has a minimum credit score of 600 and 20% or greater as a down payment. Without the 20% down, there is no avoiding the Stress Test; it will be conducted by all lending institutions as a Compliance Rule.
#avoid #restrictions #stresstest #newrule #newmortgagerule #canada #gta #changes #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
#Repost  @zsamortgages (@get_repost) ・・・ Getting pre-approved for a mortgage with us before January 1, 2018 will give you 120 days to purchase a home in the new year under the old regulations, Alternatively, to avoid the new “test,” mortgage amortization period must be 25 years or less, the purchase price be less than $1 million, the property be owner-occupied, and the primary applicant has a minimum credit score of 600 and 20% or greater as a down payment. Without the 20% down, there is no avoiding the Stress Test; it will be conducted by all lending institutions as a Compliance Rule. #avoid  #restrictions  #stresstest  #newrule  #newmortgagerule  #canada  #gta  #changes  #ZenaShekarabiAndAssociates  #toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #homebuyers  #RealEstate  #mortgagelife  #mortgagetips  #torontorealtors  #mortgagepros 
Getting pre-approved for a mortgage with us before January 1, 2018 will give you 120 days to purchase a home in the new year under the old regulations,
Alternatively, to avoid the new “test,” mortgage amortization period must be 25 years or less, the purchase price be less than $1 million, the property be owner-occupied, and the primary applicant has a minimum credit score of 600 and 20% or greater as a down payment. Without the 20% down, there is no avoiding the Stress Test; it will be conducted by all lending institutions as a Compliance Rule.
#avoid #restrictions #stresstest #newrule #newmortgagerule #canada #gta #changes #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
Getting pre-approved for a mortgage with us before January 1, 2018 will give you 120 days to purchase a home in the new year under the old regulations, Alternatively, to avoid the new “test,” mortgage amortization period must be 25 years or less, the purchase price be less than $1 million, the property be owner-occupied, and the primary applicant has a minimum credit score of 600 and 20% or greater as a down payment. Without the 20% down, there is no avoiding the Stress Test; it will be conducted by all lending institutions as a Compliance Rule. #avoid  #restrictions  #stresstest  #newrule  #newmortgagerule  #canada  #gta  #changes  #ZenaShekarabiAndAssociates  #toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #homebuyers  #RealEstate  #mortgagelife  #mortgagetips  #torontorealtors  #mortgagepros 
#Repost @zsamortgages (@get_repost)
・・・
Winter brings the end-of-year holiday season, which is stressful enough for many people without having to worry about preparing a house for sale or getting financing together. And after the holidays, people tend to be a little less willing to spend even more money, not to mention that moving during a Canadian winter is a gamble for decent weather at best and a blizzardy nightmare at worst. On the other hand, people knowing that spring and fall tend to be the best times to sell their homes mean that they may be particularly motivated to sell for whatever reason.
In a tight real estate market such as Toronto, closing on a home during an unpopular season can save you tens of thousands of dollars. Earlier this year, TheRedPin took a six-year analysis of more than 530,000 home sales in the Greater Toronto Area (GTA) and found that the sale price was $43,000 less in January than at any other time of year. Although there aren’t as many listings in the winter months as there are at other times of the year, there are also fewer prospective buyers looking at the properties that are available – and any agent will tell you that as a buyer, you automatically have the benefit of there being less competition to buy a home that you want. You have more flexibility when it comes to the time you need to make a decision, and the potential to bargain harder with the seller because there could be fewer offers on the table.
So ironically, the next few months would be the best time of the year to purchase a home. Call us to get your mortgage pre-approval done and enjoy all the savings! 
#besttime #timing #perfecttiming #winter #canadian #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
#Repost  @zsamortgages (@get_repost) ・・・ Winter brings the end-of-year holiday season, which is stressful enough for many people without having to worry about preparing a house for sale or getting financing together. And after the holidays, people tend to be a little less willing to spend even more money, not to mention that moving during a Canadian winter is a gamble for decent weather at best and a blizzardy nightmare at worst. On the other hand, people knowing that spring and fall tend to be the best times to sell their homes mean that they may be particularly motivated to sell for whatever reason. In a tight real estate market such as Toronto, closing on a home during an unpopular season can save you tens of thousands of dollars. Earlier this year, TheRedPin took a six-year analysis of more than 530,000 home sales in the Greater Toronto Area (GTA) and found that the sale price was $43,000 less in January than at any other time of year. Although there aren’t as many listings in the winter months as there are at other times of the year, there are also fewer prospective buyers looking at the properties that are available – and any agent will tell you that as a buyer, you automatically have the benefit of there being less competition to buy a home that you want. You have more flexibility when it comes to the time you need to make a decision, and the potential to bargain harder with the seller because there could be fewer offers on the table. So ironically, the next few months would be the best time of the year to purchase a home. Call us to get your mortgage pre-approval done and enjoy all the savings!  #besttime  #timing  #perfecttiming  #winter  #canadian  #ZenaShekarabiAndAssociates  #toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #homebuyers  #RealEstate  #mortgagelife  #mortgagetips  #torontorealtors  #mortgagepros 
Winter brings the end-of-year holiday season, which is stressful enough for many people without having to worry about preparing a house for sale or getting financing together. And after the holidays, people tend to be a little less willing to spend even more money, not to mention that moving during a Canadian winter is a gamble for decent weather at best and a blizzardy nightmare at worst. On the other hand, people knowing that spring and fall tend to be the best times to sell their homes mean that they may be particularly motivated to sell for whatever reason.
In a tight real estate market such as Toronto, closing on a home during an unpopular season can save you tens of thousands of dollars. Earlier this year, TheRedPin took a six-year analysis of more than 530,000 home sales in the Greater Toronto Area (GTA) and found that the sale price was $43,000 less in January than at any other time of year. Although there aren’t as many listings in the winter months as there are at other times of the year, there are also fewer prospective buyers looking at the properties that are available – and any agent will tell you that as a buyer, you automatically have the benefit of there being less competition to buy a home that you want. You have more flexibility when it comes to the time you need to make a decision, and the potential to bargain harder with the seller because there could be fewer offers on the table.
So ironically, the next few months would be the best time of the year to purchase a home. Call us to get your mortgage pre-approval done and enjoy all the savings! 
#besttime #timing #perfecttiming #winter #canadian #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
Winter brings the end-of-year holiday season, which is stressful enough for many people without having to worry about preparing a house for sale or getting financing together. And after the holidays, people tend to be a little less willing to spend even more money, not to mention that moving during a Canadian winter is a gamble for decent weather at best and a blizzardy nightmare at worst. On the other hand, people knowing that spring and fall tend to be the best times to sell their homes mean that they may be particularly motivated to sell for whatever reason. In a tight real estate market such as Toronto, closing on a home during an unpopular season can save you tens of thousands of dollars. Earlier this year, TheRedPin took a six-year analysis of more than 530,000 home sales in the Greater Toronto Area (GTA) and found that the sale price was $43,000 less in January than at any other time of year. Although there aren’t as many listings in the winter months as there are at other times of the year, there are also fewer prospective buyers looking at the properties that are available – and any agent will tell you that as a buyer, you automatically have the benefit of there being less competition to buy a home that you want. You have more flexibility when it comes to the time you need to make a decision, and the potential to bargain harder with the seller because there could be fewer offers on the table. So ironically, the next few months would be the best time of the year to purchase a home. Call us to get your mortgage pre-approval done and enjoy all the savings!  #besttime  #timing  #perfecttiming  #winter  #canadian  #ZenaShekarabiAndAssociates  #toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #homebuyers  #RealEstate  #mortgagelife  #mortgagetips  #torontorealtors  #mortgagepros 
It would be an honour if you nominate us for the Top Choice Award for 2019.

We believe that we have gained your trust and that you have an amazing story to tell about us and we feel deserved to be recognized by you.

Your nomination will help Top Choice Awards to discover us as a noteworthy business, which they can then evaluate for qualification. 
information to improve their business. 
Nomination is easy. Click on the link below and fill out the form to nominate us as your favorite business in the city. 
https://topchoiceawards.com/nominate/ 
#ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros #nomination #awards #topchoiceaward #topchoiceawards #topchoice2019 #GTA #Toronto #Yorkregion #Richmondhill #Vaughan #Markham #voteforus2019
It would be an honour if you nominate us for the Top Choice Award for 2019. We believe that we have gained your trust and that you have an amazing story to tell about us and we feel deserved to be recognized by you. Your nomination will help Top Choice Awards to discover us as a noteworthy business, which they can then evaluate for qualification. information to improve their business. Nomination is easy. Click on the link below and fill out the form to nominate us as your favorite business in the city. https://topchoiceawards.com/nominate/ #ZenaShekarabiAndAssociates  #toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #homebuyers  #RealEstate  #mortgagelife  #mortgagetips  #torontorealtors  #mortgagepros  #nomination  #awards  #topchoiceaward  #topchoiceawards  #topchoice2019  #GTA  #Toronto  #Yorkregion  #Richmondhill  #Vaughan  #Markham  #voteforus2019 
Make sure you have an excellent understanding of all the costs of homeownership involved, as well as a handle on your other expenses, from credit cards to personal expenses to car payments or other commitments. At ZSA Mortgages our mission is to ensure that you get the mortgage you CAN afford and pay off faster. 
#overbuying #mortgage #mistakes #mortgagemistakes #experts #mostcommon #firsttime #affordable #homebuyer #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
Make sure you have an excellent understanding of all the costs of homeownership involved, as well as a handle on your other expenses, from credit cards to personal expenses to car payments or other commitments. At ZSA Mortgages our mission is to ensure that you get the mortgage you CAN afford and pay off faster.  #overbuying  #mortgage  #mistakes  #mortgagemistakes  #experts  #mostcommon  #firsttime  #affordable  #homebuyer  #ZenaShekarabiAndAssociates  #toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #homebuyers  #RealEstate  #mortgagelife  #mortgagetips  #torontorealtors  #mortgagepros 
#Repost @zsamortgages (@get_repost)
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Happy Monday, friends! We hope you have an awesome day :) 💯✨🙏 #monday #motivationmonday #mondaymotivation #magic #miracle #lovewhatyoudo #welovewhatwedo #motivated #monslay #bestdayoftheweek #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #ZSAMortgages #ZSATeam #RealEstate
If you get a chance, take it. If it changes your life, let it.
Time is running out! Call our office today to find out how you can buy a house in the new year under current regulations. 
#friday #weekend #tgif #friyay #finallyfriday #chance #change #regret #take #end #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
A stress test is used to ensure that the home buyer can still afford their mortgage should the interest rates increase. Not only would the home buyer need to qualify for the rate negotiated as part of their mortgage contract, they now must qualify at the Bank of Canada’s posted 5 year fixed mortgage rate (which is an average of Canada’s six largest banks) before having their insured mortgage approved.
Additionally they will be required to spend no more than 39 per cent of their income on utilities, mortgage payments, taxes, etc. and ensure that their Total Debt Ratio (TDS) not exceed 44 per cent.
To find out how you can purchase a home in 2018 under current regulations, call our office today!
#newrule #canadian #homeowner #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
A stress test is used to ensure that the home buyer can still afford their mortgage should the interest rates increase. Not only would the home buyer need to qualify for the rate negotiated as part of their mortgage contract, they now must qualify at the Bank of Canada’s posted 5 year fixed mortgage rate (which is an average of Canada’s six largest banks) before having their insured mortgage approved. Additionally they will be required to spend no more than 39 per cent of their income on utilities, mortgage payments, taxes, etc. and ensure that their Total Debt Ratio (TDS) not exceed 44 per cent. To find out how you can purchase a home in 2018 under current regulations, call our office today! #newrule  #canadian  #homeowner  #ZenaShekarabiAndAssociates  #toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #homebuyers  #RealEstate  #mortgagelife  #mortgagetips  #torontorealtors  #mortgagepros 
Over the next few weeks we are going to post some of the most common mistakes Canadians make when shopping for a home. We hope this information helps you. ⚠️ If you are thinking of buying a home, we suggest you don't wait another day and call our office first thing in the morning so we can help you avoid them all! ⚠️ #wednesdaywisdom #mistakes #denied #loan #canadian #canada #canadians #most #common #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
Over the next few weeks we are going to post some of the most common mistakes Canadians make when shopping for a home. We hope this information helps you. ⚠️ If you are thinking of buying a home, we suggest you don't wait another day and call our office first thing in the morning so we can help you avoid them all! ⚠️ #wednesdaywisdom  #mistakes  #denied  #loan  #canadian  #canada  #canadians  #most  #common  #ZenaShekarabiAndAssociates  #toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #homebuyers  #RealEstate  #mortgagelife  #mortgagetips  #torontorealtors  #mortgagepros 
#Repost @zsamortgages (@get_repost)
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We have a special opportunity for those who are looking to buy a home in the next 3 months without losing any of the purchasing power under the new mortgage rule. Contact our office today to schedule your consultation or to find out more!
#newrule #opportunity #purchase #homepurchase #home #newhome #newhomeowner #torontorealestate #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
#Repost  @zsamortgages (@get_repost) ・・・ We have a special opportunity for those who are looking to buy a home in the next 3 months without losing any of the purchasing power under the new mortgage rule. Contact our office today to schedule your consultation or to find out more! #newrule  #opportunity  #purchase  #homepurchase  #home  #newhome  #newhomeowner  #torontorealestate  #ZenaShekarabiAndAssociates  #toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #homebuyers  #RealEstate  #mortgagelife  #mortgagetips  #torontorealtors  #mortgagepros 
We have a special opportunity for those who are looking to buy a home in the next 120 days without losing any of the purchasing power under the new mortgage rule. Contact our office today to schedule your consultation or to find out more!
#newrule #opportunity #purchase #homepurchase #home #newhome #newhomeowner #torontorealestate #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
We have a special opportunity for those who are looking to buy a home in the next 120 days without losing any of the purchasing power under the new mortgage rule. Contact our office today to schedule your consultation or to find out more! #newrule  #opportunity  #purchase  #homepurchase  #home  #newhome  #newhomeowner  #torontorealestate  #ZenaShekarabiAndAssociates  #toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #homebuyers  #RealEstate  #mortgagelife  #mortgagetips  #torontorealtors  #mortgagepros 
Did you know that a mortgage broker saves you time and energy and provides personalized service with flexible hours? We offer specialized knowledge and will work hard on your behalf and do all the negotiating for you. We can help you improve your overall rating by advising you which credit cards to use and which to leave idle during the process. 
#bank #broker #choice #whichisbetter #loan #betterforyou #igotyou #wegotyou #credit #improve #negotiate #time #energy #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
Did you know that a mortgage broker saves you time and energy and provides personalized service with flexible hours? We offer specialized knowledge and will work hard on your behalf and do all the negotiating for you. We can help you improve your overall rating by advising you which credit cards to use and which to leave idle during the process.  #bank  #broker  #choice  #whichisbetter  #loan  #betterforyou  #igotyou  #wegotyou  #credit  #improve  #negotiate  #time  #energy  #ZenaShekarabiAndAssociates  #toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #homebuyers  #RealEstate  #mortgagelife  #mortgagetips  #torontorealtors  #mortgagepros 
We strive to make a big difference in our clients lives. It's our mission to ensure that they get the mortgage that fits their needs. And now our clients have the power to make a huge difference in their city by simply going to goo.gl/XrX1yj and completing a quick survey. By nominating us for the TOP CHOICE AWARD you will be letting others know that we did something right and helped you get a mortgage that's right for you! We truly appreciate your feedback and so will many others! 
#topchoiceawards #topchoice #makeadifference #nomination #thankyou #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #mortgagelife #mortgagetips #mortgagepros
We strive to make a big difference in our clients lives. It's our mission to ensure that they get the mortgage that fits their needs. And now our clients have the power to make a huge difference in their city by simply going to goo.gl/XrX1yj and completing a quick survey. By nominating us for the TOP CHOICE AWARD you will be letting others know that we did something right and helped you get a mortgage that's right for you! We truly appreciate your feedback and so will many others! #topchoiceawards  #topchoice  #makeadifference  #nomination  #thankyou  #ZenaShekarabiAndAssociates  #toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #mortgagelife  #mortgagetips  #mortgagepros 
Know someone who's shopping for a home? Ask them if they have their mortgage pre-approval ready. If they don't, send them our way. We will make it so they thank you later :) #knowsomeone #neighbor #colleague #inlaws #friend #family #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #mortgagelife #mortgagetips #mortgagepros
For the nearly half of Canadians that plan to buy a home in the next five years, it’s important that they take the time to learn about the new rules and make an informed decision before looking to enter the market. (source: buzzbuzzhome.com)
Not sure how it will affect you? Get in touch with a ZSA Mortgage associate to get all the necessary information so you can make the right decision.
#newrules #qualified #disqualified #canada #canadian #canadians #homebuyer #didyouknow #ZenaShekarabiAndAssociates #ZenaShekarabi #AliEtemadi #ZSAMortgages #ZSATeam #mortgagetips #mortgagepros
For the nearly half of Canadians that plan to buy a home in the next five years, it’s important that they take the time to learn about the new rules and make an informed decision before looking to enter the market. (source: buzzbuzzhome.com) Not sure how it will affect you? Get in touch with a ZSA Mortgage associate to get all the necessary information so you can make the right decision. #newrules  #qualified  #disqualified  #canada  #canadian  #canadians  #homebuyer  #didyouknow  #ZenaShekarabiAndAssociates  #ZenaShekarabi  #AliEtemadi  #ZSAMortgages  #ZSATeam  #mortgagetips  #mortgagepros 
At Zena Shekarabi & Associates, we specialize in debt consolidation through mortgage refinancing. You can lower your total monthly payments by unlocking up to 85% of your home's value with help from trusted mortgage lenders. Our clients save an average of 70% on their monthly payments. We'll use your mortgage equity to pay off your bills sooner and at a lower rate. With your bills consolidated, your interest and payments will dramatically reduce.
#mortgagerefinance #refinance #itsthattime #equity #payoff #debtfree #financialfreedom #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
At Zena Shekarabi & Associates, we specialize in debt consolidation through mortgage refinancing. You can lower your total monthly payments by unlocking up to 85% of your home's value with help from trusted mortgage lenders. Our clients save an average of 70% on their monthly payments. We'll use your mortgage equity to pay off your bills sooner and at a lower rate. With your bills consolidated, your interest and payments will dramatically reduce. #mortgagerefinance  #refinance  #itsthattime  #equity  #payoff  #debtfree  #financialfreedom  #ZenaShekarabiAndAssociates  #toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #homebuyers  #RealEstate  #mortgagelife  #mortgagetips  #torontorealtors  #mortgagepros 
#Repost @zsamortgages (@get_repost)
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Dreaming of owning your own home, but don't think you can afford it? Speak to us today before you give up on your dream!
#dream #ownahome #homeowner #yesyoucan 
#ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #mortgagelife #mortgagetips #mortgagepros
Dreaming of owning your own home, but don't think you can afford it? Speak to us today before you give up on your dream!
#dream #ownahome #homeowner #yesyoucan 
#ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #mortgagelife #mortgagetips #mortgagepros
Just some of the reasons to consider us for all your mortgage needs! 
#why #choice #service #options # experts #results #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #mortgagelife #mortgagetips #mortgagepros
#Repost @zsamortgages (@get_repost)
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Obtaining a pre-approval is like shopping with money in your pocket! Save time and avoid unnecessary stress, speak to one of our specialist BEFORE you start looking at houses. When it comes to house-hunting, there’s absolutely nothing worse than falling in love with a home you don’t qualify for.
#preapproved #preapproval #fallinlove #home #qualify #savetime #ZenaShekarabiAndAssociates #ZenaShekarabi #AliEtemadi #ZSAMortgages #ZSATeam #mortgagetips #mortgagepros
#Repost  @zsamortgages (@get_repost) ・・・ Obtaining a pre-approval is like shopping with money in your pocket! Save time and avoid unnecessary stress, speak to one of our specialist BEFORE you start looking at houses. When it comes to house-hunting, there’s absolutely nothing worse than falling in love with a home you don’t qualify for. #preapproved  #preapproval  #fallinlove  #home  #qualify  #savetime  #ZenaShekarabiAndAssociates  #ZenaShekarabi  #AliEtemadi  #ZSAMortgages  #ZSATeam  #mortgagetips  #mortgagepros 
Obtaining a pre-approval is like shopping with money in your pocket! Save time and avoid unnecessary stress, speak to one of our specialist BEFORE you start looking at houses. When it comes to house-hunting, there’s absolutely nothing worse than falling in love with a home you don’t qualify for.
#preapproved #preapproval #fallinlove #home #qualify #savetime #ZenaShekarabiAndAssociates #ZenaShekarabi #AliEtemadi #ZSAMortgages #ZSATeam #mortgagetips #mortgagepros
Did you connect with us on Facebook yet? If not, what are you waiting for?!
#facebook #connect #advice #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #mortgagelife #mortgagetips #mortgagepros
#Repost @zsamortgages (@get_repost)
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Thinking of buying a home in the new year? Then you need to call us TODAY! With the new mortgage rules coming into effect in 1 month you need to know how it will impact your situation.
Even if you just have a few questions, give us a call! The only bad question is the one you regret not asking sooner.
#monday #mondaymessage #important #itsnottoolate #savethousands #helpishere
#ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #mortgagelife #mortgagetips #mortgagepros #mortagerules #newmortagerules #stresstest #preapproved
#Repost  @zsamortgages (@get_repost) ・・・ Thinking of buying a home in the new year? Then you need to call us TODAY! With the new mortgage rules coming into effect in 1 month you need to know how it will impact your situation. Even if you just have a few questions, give us a call! The only bad question is the one you regret not asking sooner. #monday  #mondaymessage  #important  #itsnottoolate  #savethousands  #helpishere  #ZenaShekarabiAndAssociates  #toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #mortgagelife  #mortgagetips  #mortgagepros  #mortagerules  #newmortagerules  #stresstest  #preapproved 
Thinking of buying a home in the new year? Then you need to call us TODAY! With the new mortgage rules coming into effect in 1 month you need to know how it will impact your situation.
Even if you just have a few questions, give us a call! The only bad question is the one you regret not asking sooner.
#monday #mondaymessage #important #itsnottoolate #savethousands #helpishere
#ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #mortgagelife #mortgagetips #mortgagepros #mortagerules #newmortagerules #stresstest #preapproved
Thinking of buying a home in the new year? Then you need to call us TODAY! With the new mortgage rules coming into effect in 1 month you need to know how it will impact your situation. Even if you just have a few questions, give us a call! The only bad question is the one you regret not asking sooner. #monday  #mondaymessage  #important  #itsnottoolate  #savethousands  #helpishere  #ZenaShekarabiAndAssociates  #toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #mortgagelife  #mortgagetips  #mortgagepros  #mortagerules  #newmortagerules  #stresstest  #preapproved 
#Repost @zsamortgages (@get_repost)
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Buy your dream home BEFORE January 1, 2018 
Start your mortgage application TODAY!
#ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #mortgagetips #mortgagepros #mortgage
Buy your dream home BEFORE January 1, 2018 
Start your mortgage application TODAY!
#ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #mortgagetips #mortgagepros #mortgage
You need a six-figure income to own a home in the Toronto area, a September report from RBC Economics said. More action is needed to promote private investment in purpose-built rental, said the Toronto Region Board of Trade.

At about $1,600 a month, the average rent for a one-bedroom apartment in Toronto makes saving for home ownership difficult. (source: thestar.com)
#didyouknow #dyk #torontonews #news #housingmarket #sixfigureincome  #6figireincome #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #mortgagelife #mortgagetips #mortgagepros
You need a six-figure income to own a home in the Toronto area, a September report from RBC Economics said. More action is needed to promote private investment in purpose-built rental, said the Toronto Region Board of Trade. At about $1,600 a month, the average rent for a one-bedroom apartment in Toronto makes saving for home ownership difficult. (source: thestar.com) #didyouknow  #dyk  #torontonews  #news  #housingmarket  #sixfigureincome   #6figireincome  #ZenaShekarabiAndAssociates  #toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #mortgagelife  #mortgagetips  #mortgagepros 
Ask us how you can save BOTH when getting a mortgage. Call us NOW. The only bad question is the one you regret not asking.
#time #money #timeismoney #waste #pay #paylater #wednesdaywisdom #wednesday #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #mortgagelife #mortgagetips #mortgagepros
Find the right mortgage with us and preserve your credit score! Apply NOW or just call us with any questions. We've got the answers!
#creditscore #lender #badcredit #goodcredit #check #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #mortgagelife #mortgagetips #mortgagepros
One tip for always making your mortgage payment on time is to make sure that you get one that's affordable and tailor-made for you and your projected lifestyle. Call us today to start your application.
#tuesday #tuesdaytip #tuesdaythought
#ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
Getting pre-approved for a mortgage before going property shopping is a sign of a serious buyer. Call us to get your application started! 
#monday #mondaymessage #psa #happymonday #goodmorning #seriousbuyer #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
#Repost @zsamortgages (@get_repost)
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If you've got mortgage related questions, we've got all the answers! Give us a call! 
oh and Happy Friday :)
#questions #answers #market #buyahome 
#tgif #friday #weekend #november #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
Do your homework before heading out to look at homes! Good thing it's not that hard. You just have to give us a call to apply for your pre-approval and we'll do the rest! Have a splendid weekend, folks. 
#preapproval #mortgage #home #newhome #houseshopping #needamortgage #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
If you've got mortgage related questions, we've got all the answers! Give us a call! 
oh and Happy Friday :)
#questions #answers #market #buyahome 
#tgif #friday #weekend #november #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
The best time to buy a house is always 5 years ago. Second best time, NOW! 
In the next 6 months expect stable and healthy price growth in the 5-10% range, in accordance with robust market fundamentals, like immigration and strong employment. However, inventory is below normal levels and will stay that way for the foreseeable future. 
So don't wait any longer! Call us to get the mortgage that's tailor-made for YOU! 
#ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
The best time to buy a house is always 5 years ago. Second best time, NOW!  In the next 6 months expect stable and healthy price growth in the 5-10% range, in accordance with robust market fundamentals, like immigration and strong employment. However, inventory is below normal levels and will stay that way for the foreseeable future.  So don't wait any longer! Call us to get the mortgage that's tailor-made for YOU!  #ZenaShekarabiAndAssociates  #toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #homebuyers  #RealEstate  #mortgagelife  #mortgagetips  #torontorealtors  #mortgagepros 
Wars could be avoided if we all learned to get to know each other better and understood that, in the fertile diversity of our cultures, that which unites us is stronger than that which divides us.
#internationaldayfortolerance #tolerance #love #peace #diversity #culture #unite #divide  #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
Wars could be avoided if we all learned to get to know each other better and understood that, in the fertile diversity of our cultures, that which unites us is stronger than that which divides us. #internationaldayfortolerance  #tolerance  #love  #peace  #diversity  #culture  #unite  #divide   #ZenaShekarabiAndAssociates  #toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #homebuyers  #RealEstate  #mortgagelife  #mortgagetips  #torontorealtors  #mortgagepros 
If you're thinking of buying a home, we advise you to put things in motion as soon as possible as the house prices in Toronto are expected to rise. In addition, the mortgage rules are changing and will affect your ability to get a mortgage if you are planning to put 20% or more for down-payment. 
Call us today to apply for a mortgage that's tailor-made for you so you can get the home you want!
Know someone looking for a home and needs a mortgage? Refer them to us, they will thank you later :)
#risingprices #torontohousingmarket #doitnow #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros #refer #referral
If you're thinking of buying a home, we advise you to put things in motion as soon as possible as the house prices in Toronto are expected to rise. In addition, the mortgage rules are changing and will affect your ability to get a mortgage if you are planning to put 20% or more for down-payment.  Call us today to apply for a mortgage that's tailor-made for you so you can get the home you want! Know someone looking for a home and needs a mortgage? Refer them to us, they will thank you later :) #risingprices  #torontohousingmarket  #doitnow  #ZenaShekarabiAndAssociates  #toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #homebuyers  #RealEstate  #mortgagelife  #mortgagetips  #torontorealtors  #mortgagepros  #refer  #referral 
We've built solid relationships with many lenders, which allows us to assist almost anyone in getting a mortgage that's just right for them. 
We're like the Oprah of Mortgage world. :) Errybody gets a mortgage!! #getamortgage #oprah #foreveryone #forall #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros #tuesday #tuesdaytip
Looking for a mortgage? We've got one that's tailor-made for you! Give us a call
#ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
#Repost @zsamortgages (@get_repost)
・・・
Be kind to yourself, be kind to others! It's a little gesture of positivity that can have a major impact on so many lives! 
#kind #kindness #kindword #change #day #life #monday #positivity #positive #impact #love #care #peace #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros
#Repost  @zsamortgages (@get_repost) ・・・ Be kind to yourself, be kind to others! It's a little gesture of positivity that can have a major impact on so many lives!  #kind  #kindness  #kindword  #change  #day  #life  #monday  #positivity  #positive  #impact  #love  #care  #peace  #ZenaShekarabiAndAssociates  #toronto  #ZenaShekarabi  #AliEtemadi  #housingmarket  #ZSAMortgages  #ZSATeam  #homebuyers  #RealEstate  #mortgagelife  #mortgagetips  #torontorealtors  #mortgagepros 
Be kind to yourself, be kind to others! It's a little gesture of positivity that can have a major impact on so many lives! 
#kind #kindness #kindword #change #day #life #monday #positivity #positive #impact #love #care #peace #ZenaShekarabiAndAssociates #toronto #ZenaShekarabi #AliEtemadi #housingmarket #ZSAMortgages #ZSATeam #homebuyers #RealEstate #mortgagelife #mortgagetips #torontorealtors #mortgagepros