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Congratulations, you did it!! Great job! 
#Repost @everydayhealthwins
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Thanks to @daveramsey after 30 months, this millennial is officially.....DEBT FREE!!! #debt #debtfree #debtfreecommunity #debtfreejourney #debtfreeby30  #boom #boomdone #daveramsey #daveramseybabysteps #daveramseyplan #daveramseyplan #studentloans #creditcards #taxes #medical #nomorebaby #livelikenooneelse
When I tell you I can barely recognize myself im not kidding 🤣😆😭 This year I did my hair 2 times and for the rest of the year your girl has been looking busted. I know it’s for the greater good of being debt free but dang I miss getting dolled up 😅 I know as soon as im debt free im going back to my eyelash extensions and a little bit more hair maintenance. Heck I barely wear makeup anymore either, that’s dedication. Is anyone else going through this struggle also? Fellas dont sleep on us we may be on a healthy, finance journey and you out here dating the girl in deep debt 😜
When I tell you I can barely recognize myself im not kidding 🤣😆😭 This year I did my hair 2 times and for the rest of the year your girl has been looking busted. I know it’s for the greater good of being debt free but dang I miss getting dolled up 😅 I know as soon as im debt free im going back to my eyelash extensions and a little bit more hair maintenance. Heck I barely wear makeup anymore either, that’s dedication. Is anyone else going through this struggle also? Fellas dont sleep on us we may be on a healthy, finance journey and you out here dating the girl in deep debt 😜
Have you heard of the 70/30 rule? Live off 70% of your income and put 30% towards debt? Well we turned it around last month and we lived off 30% and put 70% toward debt. We are making real progress now!! What did you live off last month? Tell me your numbers!! #workingmom #debtfree2019 #simplelife #debtfreejourney #llnoe #cashisking #debtfreejourney #debtfreecommunity #debtfree #debtfreedom #debtfreegoals #debtfreelife #letsgetit
Does your work give you a gift card, Christmas bonus, or any other cool holiday perk? 🎄
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I was just realizing I needed to spend a little extra for a nice Christmas dinner and having some family in town for the holidays when this showed up in the mail from my husband’s work! It’s not a ton but it’ll pay for our Christmas dinner, every little bit helps!
Does your work give you a gift card, Christmas bonus, or any other cool holiday perk? 🎄 . I was just realizing I needed to spend a little extra for a nice Christmas dinner and having some family in town for the holidays when this showed up in the mail from my husband’s work! It’s not a ton but it’ll pay for our Christmas dinner, every little bit helps!
Yep, you read that right. I just went about $60,000 more in debt. Nope, I didn’t get anything new. So what happened? Me & my bf (that I have a house with) are combining our finances. Big shocker, I’ve only been talking about it for weeks. 😂And it gives me anxiety to post this number. Imagine if I hadn’t paid my car off we’d be over $100k so basically we were over $100k at the beginning of this year. 😳😱
🔹Now I know everyone has their different opinions about this but we plan on getting married next year, we’ve lived together for years so it just makes sense to us. 🔹So this amount is our debt together. He knows I’ve been paying my car off like a mad woman & now we’ll be adding his debt into that as well. 🔹Honestly, I’m still tweaking the budget a lot to see what is going to work best for us a couple. The first few months will be a real learning process for us. But I’m really excited to finally feel like we are doing this thing together. ☺️ and how scary is that debt free date.
Yep, you read that right. I just went about $60,000 more in debt. Nope, I didn’t get anything new. So what happened? Me & my bf (that I have a house with) are combining our finances. Big shocker, I’ve only been talking about it for weeks. 😂And it gives me anxiety to post this number. Imagine if I hadn’t paid my car off we’d be over $100k so basically we were over $100k at the beginning of this year. 😳😱 🔹Now I know everyone has their different opinions about this but we plan on getting married next year, we’ve lived together for years so it just makes sense to us. 🔹So this amount is our debt together. He knows I’ve been paying my car off like a mad woman & now we’ll be adding his debt into that as well. 🔹Honestly, I’m still tweaking the budget a lot to see what is going to work best for us a couple. The first few months will be a real learning process for us. But I’m really excited to finally feel like we are doing this thing together. ☺️ and how scary is that debt free date.
Ready to go to the grocery store. Cash and a list. #cashclipsystem #grocerystore #babystep3 #debtfreejourney #debtfreecommunity
🎉 WE'RE DEBT FREE🎉
1/25/2017 Our total Debt was $23,253.29 and 336 days later we have ZERO debt! 
This journey took lots of dedication, and intentional focus to achieve! Our goal within the next 16 months is to build a sufficient emergency fund and a down payment for a house! 2018 here we come!
If we can do it, you can too!
🎉 WE'RE DEBT FREE🎉 1/25/2017 Our total Debt was $23,253.29 and 336 days later we have ZERO debt! This journey took lots of dedication, and intentional focus to achieve! Our goal within the next 16 months is to build a sufficient emergency fund and a down payment for a house! 2018 here we come! If we can do it, you can too!
One of our goals this year was to become credit card debt free. What's one financial goal you accomplished this year? What are you proud of? Many people have asked me if I'll ever use credit cards again and the answer is NO! Credit Cards don't teach responsibility. They teach that you can buy something you cannot afford today, but hope to pay for tomorrow. When you teach a child, to lean on a plastic crutch, you are teaching them that they don't have to delay pleasure, or sacrifice, or save up and pay cash for things. You are teaching them that they don't have to save up for a rainy day because the plastic umbrella is always there. " Dave Ramsey
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I don't want my daughter to experience that paralyzed feeling. I don't want her to be in a position where she has to take the money she earned and throw it "backwards" to cover the spending she's already done rather than making a plan for it going forward. So we will continue to develop a culture of being a family who doesn't borrow money and that's why we cut up all our credit cards at the beginning of our journey. #plasectomy ✂️💳
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#debtfreefamily#daveramseywouldbeproud#goals#debtfree#daveramsey#debtfreecommunity#thetotalmoneymakeover#budgetlife#gazelleintense#debtfreejourney#debtsnowball#babystep2#everydollar#financialpeaceuniversity#studentloandebt#budgeting#savings#personalfinance#plasectomy#cutthemup#creditcarddebt
One of our goals this year was to become credit card debt free. What's one financial goal you accomplished this year? What are you proud of? Many people have asked me if I'll ever use credit cards again and the answer is NO! Credit Cards don't teach responsibility. They teach that you can buy something you cannot afford today, but hope to pay for tomorrow. When you teach a child, to lean on a plastic crutch, you are teaching them that they don't have to delay pleasure, or sacrifice, or save up and pay cash for things. You are teaching them that they don't have to save up for a rainy day because the plastic umbrella is always there. " Dave Ramsey • • I don't want my daughter to experience that paralyzed feeling. I don't want her to be in a position where she has to take the money she earned and throw it "backwards" to cover the spending she's already done rather than making a plan for it going forward. So we will continue to develop a culture of being a family who doesn't borrow money and that's why we cut up all our credit cards at the beginning of our journey. #plasectomy  ✂️💳 • . . . . #debtfreefamily #daveramseywouldbeproud #goals #debtfree #daveramsey #debtfreecommunity #thetotalmoneymakeover #budgetlife #gazelleintense #debtfreejourney #debtsnowball #babystep2 #everydollar #financialpeaceuniversity #studentloandebt #budgeting #savings #personalfinance #plasectomy #cutthemup #creditcarddebt 
Another day of no spending. Day 4/10 #debtfreecommunity #debtfreejourney #nospendchallenge #decembergoals
New addition to out bedroom up on the wall! We were in serious struggle street! With the sunroom attached to the master as well as a huge window, this room was heating up ridiculously! On a 26 degree day the baby monitor was beeping at me to Make sure I didn't put a baby in there because it was 33 degrees in the room! We were camping out on the floor of my other daughters bedroom and it was less than ideal! So thanks to good friends in the aircon business and the ability to pay cash, what would have been close to $2,500 was $1900!
New addition to out bedroom up on the wall! We were in serious struggle street! With the sunroom attached to the master as well as a huge window, this room was heating up ridiculously! On a 26 degree day the baby monitor was beeping at me to Make sure I didn't put a baby in there because it was 33 degrees in the room! We were camping out on the floor of my other daughters bedroom and it was less than ideal! So thanks to good friends in the aircon business and the ability to pay cash, what would have been close to $2,500 was $1900!
The struggle is real... ever finish cooking and you don't  even want to eat what you made? I know cooking and not eating out is a way to save alot  of money. But tonight I honestly ended up just eating the sweet potato I made as a side. On the bright  side, because  I told myself I would find the bright side in  all the little struggles during this journey. Leftovers for lunch tomorrow! Hopefully it will be more appealing by then especially since my husband said it was good(as my professional food critic j/k) #brightsidewillbedebtfree #debtfreecommunity #debt #debtfreefamily #daveramsey #debtfreejourney #iwantsomethingbetter
The struggle is real... ever finish cooking and you don't even want to eat what you made? I know cooking and not eating out is a way to save alot of money. But tonight I honestly ended up just eating the sweet potato I made as a side. On the bright side, because I told myself I would find the bright side in all the little struggles during this journey. Leftovers for lunch tomorrow! Hopefully it will be more appealing by then especially since my husband said it was good(as my professional food critic j/k) #brightsidewillbedebtfree  #debtfreecommunity  #debt  #debtfreefamily  #daveramsey  #debtfreejourney  #iwantsomethingbetter 
Who are we? This lovely montage is just a few of the faces you will see when you join us to take control of your finances in 2018. This team will take you by the hand and can help guide you towards the goals you have for yourself and your family - and if wanted/needed we can be very motivational at keeping you on track 💥 #bringingthecarefactor #areyoureadytotakecontrol #OctaneProsperitySolution #OPS
Who are we? This lovely montage is just a few of the faces you will see when you join us to take control of your finances in 2018. This team will take you by the hand and can help guide you towards the goals you have for yourself and your family - and if wanted/needed we can be very motivational at keeping you on track 💥 #bringingthecarefactor  #areyoureadytotakecontrol  #OctaneProsperitySolution  #OPS 
Credit Empowering Source! Also known as CES!!! We permanently remove collections, charge offs, repos, bankruptcy, and much more! #debtfreejourney #creditscore #creditrepair #creditrestoration #crediteducation #enrolltoday #seriousinquiresonly
Performed a “plasectomy” today!! ✂️💳
Performed a “plasectomy” today!! ✂️💳
I’m looking 👀 for ✨THREE✨ people who are wanting to make extra money💰 from their smartphone📱.
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Perks‼️👇🏼
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• You’re the BOSS❕
• Work wherever you feel like it❕
• 🖐🏼 ways to get paid❕
• NO 🚫 monthly quotas❕
• FREEDOM!!!!!!!!
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You’re already on social media 💻 , why not get paid 💵 for it?!? Right?! 🤷🏼‍♀️
📲 or 📩
#workfromhome #workfromhomemom #bossmom #momlife #momhustle #snuggles #freedom #financialfreedom #millionaireinthemaking #debtfree #debtfreejourney
I’m looking 👀 for ✨THREE✨ people who are wanting to make extra money💰 from their smartphone📱. - Perks‼️👇🏼 - • You’re the BOSS❕ • Work wherever you feel like it❕ • 🖐🏼 ways to get paid❕ • NO 🚫 monthly quotas❕ • FREEDOM!!!!!!!! - You’re already on social media 💻 , why not get paid 💵 for it?!? Right?! 🤷🏼‍♀️ 📲 or 📩 #workfromhome  #workfromhomemom  #bossmom  #momlife  #momhustle  #snuggles  #freedom  #financialfreedom  #millionaireinthemaking  #debtfree  #debtfreejourney 
@Regranned from @clevergirlfinance -  How are you doing with those emergency funds? Don’t like the word emergency? Call it something else BUT understand that having one is necessary - it helps you avoid having to leverage debt for an unplanned situation.
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The ideal amount? 3 to 6 months of your essential living expenses (food, shelter, transport, etc...).
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Does 6 months sound like a lot? Set your first goal at $1,000 and be sure to build your emergency fund savings into your budget and then if you have to spend it then make a plan to replenish it.
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Ready to get your finances in order?

#financialfreedom #financialplanning #winning #moneygoals #financeexpert #financialsuccess #debtfreejourney #millionairemindset #moneytips #financialexpert #personalfinance #financeblogger #accountability #moneygoals #financialgoals #successgoals #goals #moneysaver #maxout500
@Regranned from @clevergirlfinance - How are you doing with those emergency funds? Don’t like the word emergency? Call it something else BUT understand that having one is necessary - it helps you avoid having to leverage debt for an unplanned situation. . The ideal amount? 3 to 6 months of your essential living expenses (food, shelter, transport, etc...). . Does 6 months sound like a lot? Set your first goal at $1,000 and be sure to build your emergency fund savings into your budget and then if you have to spend it then make a plan to replenish it. ____________________ Ready to get your finances in order? #financialfreedom  #financialplanning  #winning  #moneygoals  #financeexpert  #financialsuccess  #debtfreejourney  #millionairemindset  #moneytips  #financialexpert  #personalfinance  #financeblogger  #accountability  #moneygoals  #financialgoals  #successgoals  #goals  #moneysaver  #maxout500 
Does anyone use the Acorns app? I've been thinking of using it to dabble while we do some research for larger investments. Interested in hearing your experience using the app if you can share? 😊

#firsttimeinvestor #acorns #debtfreejourney #debtfreecommunity #needadvice #sidehustle #babysteps
From office party to New Year's, we have your holiday party outfit at Dressed Charlotte! Rent your look starting at just $49 including in-person styling AND dry cleaning. Kick off 2018 in style while keeping your bank account full and your closet clean 🎉💃#holidayparty #newyears #rentthedress
From office party to New Year's, we have your holiday party outfit at Dressed Charlotte! Rent your look starting at just $49 including in-person styling AND dry cleaning. Kick off 2018 in style while keeping your bank account full and your closet clean 🎉💃#holidayparty  #newyears  #rentthedress 
It’s beginning to look a lot like Christmas 😍🎄 🌟

All done with shopping ✔️🎁 having a budget this year has made this holiday season more special, I am less stressed and able to enjoy the little moments with my littles ❣️ Now let’s see if our tree is standing tomorrow when we get home from work.... our little ninja kitty has been eyeing all the shiny things 👀
It’s beginning to look a lot like Christmas 😍🎄 🌟 All done with shopping ✔️🎁 having a budget this year has made this holiday season more special, I am less stressed and able to enjoy the little moments with my littles ❣️ Now let’s see if our tree is standing tomorrow when we get home from work.... our little ninja kitty has been eyeing all the shiny things 👀
My goal is to pay this balance off before the year is over!! Last year I would’ve been focusing on the available balance! Not this year!!! #changeyourmindset #debtfreejourney #debtfreecommunity #freedom
Yep, you read that right. I just went about $60,000 more in debt. Nope, I didn’t get anything new. So what happened? Me & my bf (that I have a house with) are combining our finances. Big shocker, I’ve only been talking about it for weeks. 😂And it gives me anxiety to post this number. Imagine if I hadn’t paid my car off we’d be over $100k so basically we were over $100k at the beginning of this year. 😳😱
🔹Now I know everyone has their different opinions about this but we plan on getting married next year, we’ve lived together for years so it just makes sense to us. 🔹So this amount is our debt together. He knows I’ve been paying my car off like a mad woman & now we’ll be adding his debt into that as well. 🔹Honestly, I’m still tweaking the budget a lot to see what is going to work best for us a couple. The first few months will be a real learning process for us. But I’m really excited to finally feel like we are doing this thing together. ☺️ and how scary is that debt free date.
Yep, you read that right. I just went about $60,000 more in debt. Nope, I didn’t get anything new. So what happened? Me & my bf (that I have a house with) are combining our finances. Big shocker, I’ve only been talking about it for weeks. 😂And it gives me anxiety to post this number. Imagine if I hadn’t paid my car off we’d be over $100k so basically we were over $100k at the beginning of this year. 😳😱 🔹Now I know everyone has their different opinions about this but we plan on getting married next year, we’ve lived together for years so it just makes sense to us. 🔹So this amount is our debt together. He knows I’ve been paying my car off like a mad woman & now we’ll be adding his debt into that as well. 🔹Honestly, I’m still tweaking the budget a lot to see what is going to work best for us a couple. The first few months will be a real learning process for us. But I’m really excited to finally feel like we are doing this thing together. ☺️ and how scary is that debt free date.
When you want success as much as you want to breathe, only then will you understand that mediocrity is not an option.  Enough is never enough. You have to believe that abundance is rightfully yours and that you deserve it💯  #creditrepair #creditrestoration #crediteducation #financialsuccess #financialfreedom #debtfreejourney #millionairemindset #wealthbuilding
#foodforthought #mindsetigeverythingtome  Call (305)305-7376
“Can you workout now?” I’ve been getting this message in my inbox a lot lately so I thought I’d give an update. 
To answer your question yes & no 🤨. No I can’t do 6x/week workouts. 
Yes I can workout every other day. 
No I can’t do plyometrics or heavy weights. 
Yes I can do low impact & light weights. 
Utilizing the modifier in each workout & staying away from “extreme” programs. 
Basically, I try something & I see how my body reacts. If my neck tolerates it, awesome. If not, I back off. 
Grateful I have SO MANY OPTIONS right at my fingertips. 
GOAL: be ready to start 80 Day Obsession on January 15th & be bikini ready for April’s trip to Riviera Maya, Mexico 🇲🇽🍹☀️👙. #makingmycomeback
“Can you workout now?” I’ve been getting this message in my inbox a lot lately so I thought I’d give an update. To answer your question yes & no 🤨. No I can’t do 6x/week workouts. Yes I can workout every other day. No I can’t do plyometrics or heavy weights. Yes I can do low impact & light weights. Utilizing the modifier in each workout & staying away from “extreme” programs. Basically, I try something & I see how my body reacts. If my neck tolerates it, awesome. If not, I back off. Grateful I have SO MANY OPTIONS right at my fingertips. GOAL: be ready to start 80 Day Obsession on January 15th & be bikini ready for April’s trip to Riviera Maya, Mexico 🇲🇽🍹☀️👙. #makingmycomeback 
Here's 👆🏻 what's left of my Christmas fund, and I only have two more gifts to buy (both in the $20 range). 🎉 Who else cash flowed their holiday gifts this year? This is my first #noncreditchristmas, and I'm pretty stoked about it! 🙌🏻
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I set aside $350 for Christmas related things (baking, gifts, wrapping, etc...) about two months ago... but next year, I'm definitely going to start and STICK WITH (key words) a gift/holiday sinking fund. It makes so much more sense to save gradually over the year.
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#debtsnowball #debtfreecommunity #debtfreejourney #budgeting #daveramseybabysteps #daveramsey #babysteps
Here's 👆🏻 what's left of my Christmas fund, and I only have two more gifts to buy (both in the $20 range). 🎉 Who else cash flowed their holiday gifts this year? This is my first #noncreditchristmas , and I'm pretty stoked about it! 🙌🏻 • I set aside $350 for Christmas related things (baking, gifts, wrapping, etc...) about two months ago... but next year, I'm definitely going to start and STICK WITH (key words) a gift/holiday sinking fund. It makes so much more sense to save gradually over the year. • #debtsnowball  #debtfreecommunity  #debtfreejourney  #budgeting  #daveramseybabysteps  #daveramsey  #babysteps 
Are you required to name a beneficiary on a life insurance policy? YES
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Can there be more than one beneficiary listed on a life insurance contract? Yes, the total percentage for all beneficiaries should not exceed 100%.
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Should I inform the beneficiary that he or she has been listed as a beneficiary? Yes, inform the beneficiary that you have listed the person on the contract. You may communicate the life insurance company name and contact number.
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What happens if I have a will and beneficiaries on a life insurance contact? The named beneficiary receives the pay out from the insurance company. Remember life insurance is a CONTRACT!
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What happens if the beneficiary dies before the insured? The insured should update the beneficiary with the insurance company.
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How can I learn more about life insurance? Tap the link in bio, select the 2nd option to grab your copy of The Gurl Get Your Life™ Guide. ➖
The purpose of launching The Gurl Get Your Life™ Guide is to EDUCATE, EMPOWER and change the narrative on life insurance. Life insurance is an integral component of financial planning. What’s more important than planning for your LIFE and the LIFE of those most important to you⁉️ This guide is designed to expand your knowledge of life insurance, help you prepare for a life insurance appointment and to get more women across the globe insured (when you receive your copy of the guide you will understand why this is IMPORTANT) and eliminate procrastination due to intimidation on the topic.
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The Gurl Get Your Life™ Guide is IDEAL for 📍YOU
📍Any woman on her journey to wealth
📍Your good sister friend
📍Newlyweds 📍Homeowners
📍Millennials
📍Parents
📍Parents to Be
📍Your wife
📍Your accountability partner 
So what are you waiting for? Stop what you’re doing and “Gurl Get Your Life”! Tap the QUICK START link in bio and select the second option to learn more‼️
Are you required to name a beneficiary on a life insurance policy? YES ➖ Can there be more than one beneficiary listed on a life insurance contract? Yes, the total percentage for all beneficiaries should not exceed 100%. ➖ Should I inform the beneficiary that he or she has been listed as a beneficiary? Yes, inform the beneficiary that you have listed the person on the contract. You may communicate the life insurance company name and contact number. ➖ What happens if I have a will and beneficiaries on a life insurance contact? The named beneficiary receives the pay out from the insurance company. Remember life insurance is a CONTRACT! ➖ What happens if the beneficiary dies before the insured? The insured should update the beneficiary with the insurance company. ➖ How can I learn more about life insurance? Tap the link in bio, select the 2nd option to grab your copy of The Gurl Get Your Life™ Guide. ➖ The purpose of launching The Gurl Get Your Life™ Guide is to EDUCATE, EMPOWER and change the narrative on life insurance. Life insurance is an integral component of financial planning. What’s more important than planning for your LIFE and the LIFE of those most important to you⁉️ This guide is designed to expand your knowledge of life insurance, help you prepare for a life insurance appointment and to get more women across the globe insured (when you receive your copy of the guide you will understand why this is IMPORTANT) and eliminate procrastination due to intimidation on the topic. ➖ The Gurl Get Your Life™ Guide is IDEAL for 📍YOU 📍Any woman on her journey to wealth 📍Your good sister friend 📍Newlyweds 📍Homeowners 📍Millennials 📍Parents 📍Parents to Be 📍Your wife 📍Your accountability partner So what are you waiting for? Stop what you’re doing and “Gurl Get Your Life”! Tap the QUICK START link in bio and select the second option to learn more‼️
Video is LIVE!!! 🎉 We're finally into the meat and potatoes of why I started this YouTube channel... to help you! In this video, I explain what a zero based budget is, give you a tour of my budget, and explain how I use it. It's 23 minutes long, but very informative! Link to watch is in my bio. 😘
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#thedebtfreecommunity #debtfreecommunity #daveramsey #debtfree #financialpeaceuniversity #debt #debtfreejourney #debtsnowball #babystep2 #thetotalmoneymakeover #budget #zerobasedbudget
Video is LIVE!!! 🎉 We're finally into the meat and potatoes of why I started this YouTube channel... to help you! In this video, I explain what a zero based budget is, give you a tour of my budget, and explain how I use it. It's 23 minutes long, but very informative! Link to watch is in my bio. 😘 • • #thedebtfreecommunity  #debtfreecommunity  #daveramsey  #debtfree  #financialpeaceuniversity  #debt  #debtfreejourney  #debtsnowball  #babystep2  #thetotalmoneymakeover  #budget  #zerobasedbudget 
It’s beginning to look a lot like Christmas over here. Hot chocolate for two and a bright and merry tree were in order last night. Tonight I worked really hard on a post I’m so excited to share with you on Wednesday!
It’s beginning to look a lot like Christmas over here. Hot chocolate for two and a bright and merry tree were in order last night. Tonight I worked really hard on a post I’m so excited to share with you on Wednesday!
Happy to be using less energy per day then the average household. Love that $6 credit! #debtfreecommunity #debtfreejourney #debtfreeliving #savemoney #lessismore
☃️ It's the season for giving but dang, I can't be giving up my whole cash envelope! 😭
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#debtfreejourney #daveramsey #budget #donate #cashenvelopes #grinch  #debtfreecommunity
😂 and my bro @stayathomerustics I’d slap you fo free.
😂 and my bro @stayathomerustics I’d slap you fo free.
Plans were meant to be changed...
& that’s ok ♥️📚🤓
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I have a lot of friends & family interested in my book club this month, but leading up to the holidays got too busy. -> New Start date is Dec 26th
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So, ask for Love Your Life No Theirs in your stocking or buy a copy for a Friend! ((The 7 money habits for living the life you want!))
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We will cover: -> Ignorning Distractions -> Working towards finance (&/or health) Goals
-> Tools for reaching your goals
-> Why debt has us trapped
-> Telling your money where to go & enjoying spending
-> Talking about money
-> Giving .
I’m so Excited are You?!?!
(Click the event below to join the event starting Dec 26th)
Plans were meant to be changed... & that’s ok ♥️📚🤓 . I have a lot of friends & family interested in my book club this month, but leading up to the holidays got too busy. -> New Start date is Dec 26th . So, ask for Love Your Life No Theirs in your stocking or buy a copy for a Friend! ((The 7 money habits for living the life you want!)) . We will cover: -> Ignorning Distractions -> Working towards finance (&/or health) Goals -> Tools for reaching your goals -> Why debt has us trapped -> Telling your money where to go & enjoying spending -> Talking about money -> Giving . I’m so Excited are You?!?! (Click the event below to join the event starting Dec 26th)
Yay! Finally got one. I have been doing so many preliminaries but haven't really been chosen. This is small but at least now I know it works and it only took me 10 mins to do! #sidehustle #debtfree2019 #debtfreejourney #debtfreecommunity #debtfreelife #budget #survey #financialfreedom #moneyinmypocket
Ooooh girl. This just feels good. Do it! Do it now! #wtlb #qotd #goals #newyears #wordsofwisdom #wisewords #financialfreedom #debtfree #debtfreecommunity #debtfreejourney #holiday2017
Is your family in for a surprise this year ??#debtfreejourney 💁🏻🤷🏻‍♀️🙇🏻‍♀️
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#debtfreecommunity #daveramsey #budget #babysteps #babystep2 #christmasonabudget #dontbreakthebudget #blamesanta
The Dream Team showed up tonight for one last game. I couldn't have planned out a better ending to the season for my boys. 2017 Champs 🏆🏀🥇💍💎
The Dream Team showed up tonight for one last game. I couldn't have planned out a better ending to the season for my boys. 2017 Champs 🏆🏀🥇💍💎
Even if you’re in debt right now, you can start out small. Pay off your cell phone, your car, your credit card, build your way out of debt. Once all your debt is paid off you will have more money to spend it on what you want!! #debtfreejourney #minimalism #snowballdebtplan #godwillprovide #donotoweanyone #modernslavery
So I've been MIA for a month and aside from trying to have an affordable holiday, I'm planning for a money saving, DEBT-DEMOLISHING 2018 and came across this list. How are you planning for success in 2018?
So I've been MIA for a month and aside from trying to have an affordable holiday, I'm planning for a money saving, DEBT-DEMOLISHING 2018 and came across this list. How are you planning for success in 2018?
Throwback to That time we built our first home after delaying for almost 10 years .
Yeah, that was pretty cool .
We celebrated with our first Welcome Home mat and did so in our true form.
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❤️ His & Hers
Life is so fun and I wouldn’t do it with anyone else
Throwback to That time we built our first home after delaying for almost 10 years . Yeah, that was pretty cool . We celebrated with our first Welcome Home mat and did so in our true form. . ❤️ His & Hers Life is so fun and I wouldn’t do it with anyone else
🤦🏽‍♀️ I hate #povertytuesdays 
So less then 100kms in car. Almost completely eaten everything in the house and now out of pet food. Going to have to afterpay their food I think.. being so close to Christmas I just can’t possibly make money stretch any further 😏. But positive side of it all is - payday tomorrow and I still have money In other accounts and debts are being paid off AND I’m not going backwards ! #gonebarefoot #barefootinvestor #nodebtby2020 #debtfreecommunity #debtfreejourney #saybyebyetodebt
🤦🏽‍♀️ I hate #povertytuesdays  So less then 100kms in car. Almost completely eaten everything in the house and now out of pet food. Going to have to afterpay their food I think.. being so close to Christmas I just can’t possibly make money stretch any further 😏. But positive side of it all is - payday tomorrow and I still have money In other accounts and debts are being paid off AND I’m not going backwards ! #gonebarefoot  #barefootinvestor  #nodebtby2020  #debtfreecommunity  #debtfreejourney  #saybyebyetodebt 
Results are in!  I was a bit surprised that it’s almost 50/50.  I know budgeting is a pain the A**, but it is CRITICAL on the journey to financial freedom!
Results are in! I was a bit surprised that it’s almost 50/50. I know budgeting is a pain the A**, but it is CRITICAL on the journey to financial freedom!
In a world where you can be anything, be AWESOME! www.myfinancialvision.com
In a world where you can be anything, be AWESOME! www.myfinancialvision.com
Got some excellent news today!! Starting on my next paycheck I’ll be receiving a raise!! 🙏🏼🙌🏼 Couldn’t come at a better time! I’ll be able to pay things off 4 months early! #debtfreecommunity #debtfreejourney
Got some excellent news today!! Starting on my next paycheck I’ll be receiving a raise!! 🙏🏼🙌🏼 Couldn’t come at a better time! I’ll be able to pay things off 4 months early! #debtfreecommunity  #debtfreejourney 
Tonight was our Homeschool Group's end of the semester potluck dinner + talent show. These little cuties danced to Jingle Bell Rock for their talent. ❤️ So proud of my little stars! .
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#debtfreecommunity #debtfreejourney #momlife #girlmom #homeschoolmom #homeschool #homeschooling #familyfirst #familygoals #budgetblogger #budgetlife
Okay. Ignore the fact that it's a credit card. Yes, they sent me a new card because they said the old one showed signs of fraudulent use. Okay. Thanks. I cut up the first one over a year ago, but that's beside the point. Yes, I am still working toward debt free. No, I did not order this card. With that said... Tell me when you see it. 🤦🏼‍♀️😂🤷🏼‍♀️
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#barclay #barclaycard #barclayrewards #igot99problemsbutdebtaintone #debtfreejourney #ramseyfan #credit #cashonly #teacherlife #icoachtoo #everybodyseemstohaveasidehustleortwo
Okay. Ignore the fact that it's a credit card. Yes, they sent me a new card because they said the old one showed signs of fraudulent use. Okay. Thanks. I cut up the first one over a year ago, but that's beside the point. Yes, I am still working toward debt free. No, I did not order this card. With that said... Tell me when you see it. 🤦🏼‍♀️😂🤷🏼‍♀️ . #barclay  #barclaycard  #barclayrewards  #igot99problemsbutdebtaintone  #debtfreejourney  #ramseyfan  #credit  #cashonly  #teacherlife  #icoachtoo  #everybodyseemstohaveasidehustleortwo 
If you have student loans no matter the amount PAY THEM OFF. Don’t allow yourself to remain a victim, get up, brush off your shoulders, work a couple jobs, GET OUT OF DEBT. It’s a freedom that can’t be explained.
If you have student loans no matter the amount PAY THEM OFF. Don’t allow yourself to remain a victim, get up, brush off your shoulders, work a couple jobs, GET OUT OF DEBT. It’s a freedom that can’t be explained.
🗣DID YOU KNOW THAT🗣

3 Out of 4 Americans have less than a 700 FICO Score‼️ What does that mean❓75% of you are literally flushing your hard earn money down the toilet in high interest payments on credit cards, car loans, and home loans❗️ 🛑Text "SEND ME THE LINK" to 954-658-5556 along with your name and email to get started on your path to Financial Freedom now🛑  #creditrepair #creditrestoration #crediteducation #debtfreejourney #protectionplan #financialsuccess #financialfreedom #wealthbuilding #workfromhomemom #mompreneur #businessminded #businesswoman #successmindset #savemoney #thinkbig #GODFirst #coupons #realestate #mortgagebrokers
🗣DID YOU KNOW THAT🗣 3 Out of 4 Americans have less than a 700 FICO Score‼️ What does that mean❓75% of you are literally flushing your hard earn money down the toilet in high interest payments on credit cards, car loans, and home loans❗️ 🛑Text "SEND ME THE LINK" to 954-658-5556 along with your name and email to get started on your path to Financial Freedom now🛑 #creditrepair  #creditrestoration  #crediteducation  #debtfreejourney  #protectionplan  #financialsuccess  #financialfreedom  #wealthbuilding  #workfromhomemom  #mompreneur  #businessminded  #businesswoman  #successmindset  #savemoney  #thinkbig  #GODFirst  #coupons  #realestate  #mortgagebrokers 
CreditCards.com senior industry analyst Matt Schulz says parents who feel compelled to assist their children can face some negative repercussions. While their generosity comes from a good place, it may not be wise. “In helping their kids, parents can get themselves into some trouble. The vast majority of Americans are going to struggle with retirement savings. That money isn’t going into your retirement accounts in the future. It’s important that parents don’t do so blindly without understanding what the potential ramifications are for their own futures,” he told Yahoo Finance.
CreditCards.com senior industry analyst Matt Schulz says parents who feel compelled to assist their children can face some negative repercussions. While their generosity comes from a good place, it may not be wise. “In helping their kids, parents can get themselves into some trouble. The vast majority of Americans are going to struggle with retirement savings. That money isn’t going into your retirement accounts in the future. It’s important that parents don’t do so blindly without understanding what the potential ramifications are for their own futures,” he told Yahoo Finance.
It's about that time again! Yearly planning, budget planning and yearly goals! I'm soooo excited! 😃 Seriously though I love the beginning of new months but the beginning of a new year gets me every time! I love fresh starts. I especially like looking back in December to see how well we did on our goals. #minimalism #minimalist #debtfreecommunity #debtfree #debtfreejourney #debtfreedom #budget #cashisking #daveramsey #planneraddict #plannercommunity #goals
Avoid comparing yourself to others.  Instead, compare yourself to “you” at an earlier point in time.  I love graphics like this that compare current numbers to past ones.  They compel me to ask myself-am I getting better? Am I getting closer to reaching my goals?
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Mint.com just came out with this tool a couple months ago that compares your last month’s spending to current month’s.  I love it!  It’s displayed on the very first page after logging in, so I am forced to look at this information frequently. Although my spending habits are not quite where I want them to be, this gives me reassurance that I’m moving in the right direction!
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What sort of tools do you use to compare past to current performance?
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#financialfreedom #debtfreecommunity #thedebtfreecommunity #debt #debtfree #debtfreejourney #debtsnowball #debtavalanche #studentloan #studentloans #studentloandebt #payoffdebt #buildingwealth #financialpeace #savings #savingmoney #money #wealth #motivation #moneymotivation #millennials #generationalwealth #financialliteracy #financial #financials #student #students #atyourbestfinance
Avoid comparing yourself to others. Instead, compare yourself to “you” at an earlier point in time. I love graphics like this that compare current numbers to past ones. They compel me to ask myself-am I getting better? Am I getting closer to reaching my goals? * * Mint.com just came out with this tool a couple months ago that compares your last month’s spending to current month’s. I love it! It’s displayed on the very first page after logging in, so I am forced to look at this information frequently. Although my spending habits are not quite where I want them to be, this gives me reassurance that I’m moving in the right direction! * * What sort of tools do you use to compare past to current performance? ————— #financialfreedom  #debtfreecommunity  #thedebtfreecommunity  #debt  #debtfree  #debtfreejourney  #debtsnowball  #debtavalanche  #studentloan  #studentloans  #studentloandebt  #payoffdebt  #buildingwealth  #financialpeace  #savings  #savingmoney  #money  #wealth  #motivation  #moneymotivation  #millennials  #generationalwealth  #financialliteracy  #financial  #financials  #student  #students  #atyourbestfinance 
Hehe... the bump is growing!! 24 weeks today! Over 1/2 way!! .
Already this Bump is In Charge! Ha ha 💜 of my emotions
🤰 of my diet (loving on toast & cereal!!) 💜 of my sleep schedule
🤱 of my workouts
💜 of my temperament (lord help joe) .
Luckily, I have systems in place to Easily keep me on Track! 🏋️‍♀️ easy workouts @ my fingertips (600+ choices)! 🍒 vitamins shake that I can drink on my commute! 🥣 healthy Lunches & snacks ready to go!
🧚‍♀️ positive ladies cheering me on! .
What do you do to make your life easier?!
Any healthy tips I can implement?!
Hehe... the bump is growing!! 24 weeks today! Over 1/2 way!! . Already this Bump is In Charge! Ha ha 💜 of my emotions 🤰 of my diet (loving on toast & cereal!!) 💜 of my sleep schedule 🤱 of my workouts 💜 of my temperament (lord help joe) . Luckily, I have systems in place to Easily keep me on Track! 🏋️‍♀️ easy workouts @ my fingertips (600+ choices)! 🍒 vitamins shake that I can drink on my commute! 🥣 healthy Lunches & snacks ready to go! 🧚‍♀️ positive ladies cheering me on! . What do you do to make your life easier?! Any healthy tips I can implement?!
@itsrealitworks88
This AMAZING company gave us the opportunity to make EXTRA Christmas cash 💰! This is outside of our WEEKLY bonuses, Monthly checks, and Wrap cash 💵. So proud of these ladies! Elissa earned herself an EXTRA $500 👏🏾 and the other ladies warned $200 💃🏾. All they did was help people grow their hair longer and snatch their waistlines. I earned Christmas Cash myself 💅🏾. That’s how easy this business is. All from our cellphones 📱! Ready to earn with us? Text INFO to 443.944.7133
#christmascash #christmas #residualincome #entrepreneur #getpaidtoparty #joinus #debtfreejourney
@itsrealitworks88 This AMAZING company gave us the opportunity to make EXTRA Christmas cash 💰! This is outside of our WEEKLY bonuses, Monthly checks, and Wrap cash 💵. So proud of these ladies! Elissa earned herself an EXTRA $500 👏🏾 and the other ladies warned $200 💃🏾. All they did was help people grow their hair longer and snatch their waistlines. I earned Christmas Cash myself 💅🏾. That’s how easy this business is. All from our cellphones 📱! Ready to earn with us? Text INFO to 443.944.7133 #christmascash  #christmas  #residualincome  #entrepreneur  #getpaidtoparty  #joinus  #debtfreejourney 
Y'all...I am becoming a PRO at painting my nails! I'm enjoying it so much haven't thought about paying for an overpriced manicure once! #debtfreecommunity #daveramsey #debtfreeby30 #debtfreejourney #debtsnowball #everydollar #everythingcounts #zerobasedbudget #bs2 #babystep2 #nails #chinaglaze #thaliarose #thetotalmoneymakeover #finanzas #financialfreedom #financialpeace #intentionalliving #livingonabudget #llnoe #millenialonabudget #moneysavingtip #athomemanicure
I was looking for a picture for a much more somber message I wanted to share. But I'll save that for another day. For now, #extrapaymentbae #principalonlybae #saltbae 😂
Help me name him!! #debtfreecommunity #debtfreejourney
Celebrating 900 followers!!! 🎉 loljk this bottle is empty because vodka is an awesome deodorizer for dry-clean-only blazer armpits! 😂😅🤦🏻‍♀️ I’ll do anything to avoid the expensive dry cleaners! What’s the weirdest thing you’ve done to save money on this journey? 🤔
Celebrating 900 followers!!! 🎉 loljk this bottle is empty because vodka is an awesome deodorizer for dry-clean-only blazer armpits! 😂😅🤦🏻‍♀️ I’ll do anything to avoid the expensive dry cleaners! What’s the weirdest thing you’ve done to save money on this journey? 🤔
Have you been trying to google or youtube your way to success? 
Here's what I mean, you have spent hours trying to piece together the information that will help you to finally start improving your credit status so you can accomplish your financial goals. 
You've even downloaded every single freebie offer that you can get your hands on!
You are spending hours and hours watching hundreds of YouTube videos, wondering how to fit all the pieces together 
And 6 months later, you're still at the same place!
NO PROGRESS! 
And you really want to add points to your credit score...You really want to have an A credit rating...You really want to qualify for your dream home...Start paying low interest rates....And stop stressing over being denied and rejected when you need to apply for a loan. 
It's time to change something.
If that's you, then over the next few days we'll be going over the top steps you need to take in order to start your credit journey. Double tap if you're ready to find out exactly how the pieces fit together and what you need to do to achieve your goal.
Have you been trying to google or youtube your way to success? Here's what I mean, you have spent hours trying to piece together the information that will help you to finally start improving your credit status so you can accomplish your financial goals. You've even downloaded every single freebie offer that you can get your hands on! You are spending hours and hours watching hundreds of YouTube videos, wondering how to fit all the pieces together And 6 months later, you're still at the same place! NO PROGRESS! And you really want to add points to your credit score...You really want to have an A credit rating...You really want to qualify for your dream home...Start paying low interest rates....And stop stressing over being denied and rejected when you need to apply for a loan. It's time to change something. If that's you, then over the next few days we'll be going over the top steps you need to take in order to start your credit journey. Double tap if you're ready to find out exactly how the pieces fit together and what you need to do to achieve your goal.
I'm graduating with my Master's of Political Science this week! When I graduated with my Bachelor's last year I was already one of the most educated members of my entire extended family - so it all feels a bit surreal. I never thought I'd get this far, or that I would've already moved on to start my PhD.
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This degree was tough. My supervisor was really horrible. I was working 4 jobs at one point whilst studying more than full time and interning 8 hours a week. But shit, I learnt a lot. I made a really wonderful friend from the office next door. I was intellectually stimulated and had two of the best political scientists in the country teach me (and, luckily for me, they are still part of my life even now that I'm at a different university). I interned and worked for my favourite Member of Parliament - we're still friends too, and she has continued to be a role model for me.
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I am feeling very privileged and grateful 💕
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#academia #academic #study #politicalscience #mastersdegree #debtfreejourney #privilege #education #intentionalliving #goalsetting
I'm graduating with my Master's of Political Science this week! When I graduated with my Bachelor's last year I was already one of the most educated members of my entire extended family - so it all feels a bit surreal. I never thought I'd get this far, or that I would've already moved on to start my PhD. . This degree was tough. My supervisor was really horrible. I was working 4 jobs at one point whilst studying more than full time and interning 8 hours a week. But shit, I learnt a lot. I made a really wonderful friend from the office next door. I was intellectually stimulated and had two of the best political scientists in the country teach me (and, luckily for me, they are still part of my life even now that I'm at a different university). I interned and worked for my favourite Member of Parliament - we're still friends too, and she has continued to be a role model for me. . I am feeling very privileged and grateful 💕 . . . . . #academia  #academic  #study  #politicalscience  #mastersdegree  #debtfreejourney  #privilege  #education  #intentionalliving  #goalsetting