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With the Mr’s big bad 30th coming up in a few short months (ok I lie it’s MAY ages away) I wanted to not get a gift but make memories and have adventures! I mean what do you get the guy that has everything ?! HELLOOOO #airbnb 💕🙌 weekend away locked in for $140 per night (2 night min) in this cute cabin right on the lakes edge 🙌 bring on a weekend of memories; fishing; bush walking and laughter 🙌 first time using air bnb but was such a breeze !!! #birthday #splurge #adventure
With the Mr’s big bad 30th coming up in a few short months (ok I lie it’s MAY ages away) I wanted to not get a gift but make memories and have adventures! I mean what do you get the guy that has everything ?! HELLOOOO #airbnb  💕🙌 weekend away locked in for $140 per night (2 night min) in this cute cabin right on the lakes edge 🙌 bring on a weekend of memories; fishing; bush walking and laughter 🙌 first time using air bnb but was such a breeze !!! #birthday  #splurge  #adventure 
✨PT Sessions ✨
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This is not for everyone and I completely understand that, I just wanted to share a bit more about my fitness routine and so I can look back on my journey.
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I train 5-6 days a week but I don’t look like a body builder or a competitor, I actually find it fun and a stress reliever.
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I have two PT sessions a week which I have factored into my budget. There are so many great at-home programs, YouTube videos and free information online, so what I do isn’t for everyone.
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I have these sessions to learn, have someone push my limits, keep my form on point and reduce my risk of injury when I train at a high intensity.
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I was amazed by how many exercises I was doing wrong! 😦Things like using my back when I should have been using my shoulders, not using the right muscle groups, etc.
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Also not me in the pic, it’s from Canva. I’ve been to the Sydney office through work and it’s pretty awesome! 🤩
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#frugal #frugalliving #budget #budgeting #frugallifestyle #fitness #health #healthylifestyle #losingweight #weights #strongnotskinny #motivated #gettingfit #payingoffdebt .
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✨PT Sessions ✨ . This is not for everyone and I completely understand that, I just wanted to share a bit more about my fitness routine and so I can look back on my journey. . I train 5-6 days a week but I don’t look like a body builder or a competitor, I actually find it fun and a stress reliever. . I have two PT sessions a week which I have factored into my budget. There are so many great at-home programs, YouTube videos and free information online, so what I do isn’t for everyone. . I have these sessions to learn, have someone push my limits, keep my form on point and reduce my risk of injury when I train at a high intensity. . I was amazed by how many exercises I was doing wrong! 😦Things like using my back when I should have been using my shoulders, not using the right muscle groups, etc. . Also not me in the pic, it’s from Canva. I’ve been to the Sydney office through work and it’s pretty awesome! 🤩 . #frugal  #frugalliving  #budget  #budgeting  #frugallifestyle  #fitness  #health  #healthylifestyle  #losingweight  #weights  #strongnotskinny  #motivated  #gettingfit  #payingoffdebt  . ✨💪🏻🌟🏋🏻‍♀️
I felt called to be a counselor. I wanted to talk to teens & young adults and help them through the hardships of life. Then I decided…nope. I wasn’t about the masters degree life.
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Then I felt called to be a nurse. That was weird. Never wanted to do THAT before…but I simply…felt called. So I went to nursing school & became a labor & delivery nurse. Long story short (I have a blog about it if ya wanna read THOSE details) I began to start feeling called to yet something else.
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Relationships. One on one relationships. I knew it started with my husband. Well, let me back up. It starts with my Savior. Nothing else in my life will have any hope of being good if I don’t start with that. But as a new wife, I felt a really huge pull to our home. Also a huge part of my heart was longing to just simply be a friend. I felt like God wanted me to spend extra time building & supporting the friendships I already had…and also look for ways to make new ones to encourage and lift up other girls.
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God does work in mysterious ways. We aren’t called to figure out why He does the confusing things He does, we are just called to be obedient and DO them. So, that’s what I did, and I left the nursing field and became a health & wellness coach.
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Why?
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That’s a good question to ask, because quite frankly I was asking it myself! I mean, I LOVED coaching, but what the heck did God call me to nursing for & have me do all that work & then lead me in a different direction?! I could spend the rest of my life trying to figure out why…but I would miss out on learning His character.
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But HOW does being called to relationships relate with coaching?
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Guess what I get to do all day every day??? Build relationships. 💗 Man, God is awesome!
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I get to pour into other women, meet them where they are, and just be…whatever they need me to be. Friend, confidant, recipe recourse, encourager, coach, mentor, prayer warrior, accountability partner, success parter… but first and foremost I want to show them the love, joy, and hope… of Christ.
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My team and I are hosting a group this week to share a sneak peak into what we do as coaches - and I’d love to have you! Drop a 💕or shoot me a DM & I’ll reach out!
I felt called to be a counselor. I wanted to talk to teens & young adults and help them through the hardships of life. Then I decided…nope. I wasn’t about the masters degree life. . Then I felt called to be a nurse. That was weird. Never wanted to do THAT before…but I simply…felt called. So I went to nursing school & became a labor & delivery nurse. Long story short (I have a blog about it if ya wanna read THOSE details) I began to start feeling called to yet something else. . Relationships. One on one relationships. I knew it started with my husband. Well, let me back up. It starts with my Savior. Nothing else in my life will have any hope of being good if I don’t start with that. But as a new wife, I felt a really huge pull to our home. Also a huge part of my heart was longing to just simply be a friend. I felt like God wanted me to spend extra time building & supporting the friendships I already had…and also look for ways to make new ones to encourage and lift up other girls. . God does work in mysterious ways. We aren’t called to figure out why He does the confusing things He does, we are just called to be obedient and DO them. So, that’s what I did, and I left the nursing field and became a health & wellness coach. . Why? . That’s a good question to ask, because quite frankly I was asking it myself! I mean, I LOVED coaching, but what the heck did God call me to nursing for & have me do all that work & then lead me in a different direction?! I could spend the rest of my life trying to figure out why…but I would miss out on learning His character. . But HOW does being called to relationships relate with coaching? . Guess what I get to do all day every day??? Build relationships. 💗 Man, God is awesome! . I get to pour into other women, meet them where they are, and just be…whatever they need me to be. Friend, confidant, recipe recourse, encourager, coach, mentor, prayer warrior, accountability partner, success parter… but first and foremost I want to show them the love, joy, and hope… of Christ. . My team and I are hosting a group this week to share a sneak peak into what we do as coaches - and I’d love to have you! Drop a 💕or shoot me a DM & I’ll reach out!
My 7th year in a row with #TurboTax ! Wouldn’t go anywhere else to get my taxes done! #ThankyouTurboTax #2017taxes #doneandone #fixingupthehouse #payingoffdebt #adultingsucks #vacationsoontofollow
Debt reduction remains a high priority for #Canadians: CIBC #poll. The bank says debt reduction or elimination was the top priority for 25% of poll respondents. Paying bills or just getting by were the top #goals for about 15%. I can help you build a plan!
#debt #payingoffdebt #bills #payingbills #mortgage #realestate #mortgagebroker #portalberni #rabinderdhillon
Side-hustle-Monday 🙌🏼🙌🏼 After the great purge, came the great auction on eBay. Please don’t underestimate the value of selling your old shopping habits towards you future goal! I’m feeling gazelle intense this week listing everything I can. All going towards Visa # 1. 🏃🏽‍♀️🏃🏽‍♀️🏃🏽‍♀️ #ebay #sidehustle
Side-hustle-Monday 🙌🏼🙌🏼 After the great purge, came the great auction on eBay. Please don’t underestimate the value of selling your old shopping habits towards you future goal! I’m feeling gazelle intense this week listing everything I can. All going towards Visa # 1. 🏃🏽‍♀️🏃🏽‍♀️🏃🏽‍♀️ #ebay  #sidehustle 
Anybody else share Dave Ramsey like fairy dust? Lol I’m always sharing whatever little I know to help people out of debt. I can’t believe how much #thetotalmoneymakeover has helped us that I want to share it with everyone🤷🏽‍♀️ also I hate when people say they’re embarrassed of their debt like SERIOUSLY we’re all there. Don’t be ashamed. We all have the power to change 🙌🏼💪🏼
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•#livelikenooneelse #debt #debtfreedom #debtsnowball #debtfreejourney #debtfree #debtfreeisthenewsexy #payoffdebt #payingoffdebt #getoutofdebt #babysteps #babystep2 #totalmoneymakeover #daveramsey #gazellelikeintensity #financialpeace #financialfreedom #financialpeaceuniversity #thetotalmoneymakeover #budget #ladypreneur #successmindset #extramoney #debtfreecommunity
Anybody else share Dave Ramsey like fairy dust? Lol I’m always sharing whatever little I know to help people out of debt. I can’t believe how much #thetotalmoneymakeover  has helped us that I want to share it with everyone🤷🏽‍♀️ also I hate when people say they’re embarrassed of their debt like SERIOUSLY we’re all there. Don’t be ashamed. We all have the power to change 🙌🏼💪🏼 • • • • • • • •#livelikenooneelse  #debt  #debtfreedom  #debtsnowball  #debtfreejourney  #debtfree  #debtfreeisthenewsexy  #payoffdebt  #payingoffdebt  #getoutofdebt  #babysteps  #babystep2  #totalmoneymakeover  #daveramsey  #gazellelikeintensity  #financialpeace  #financialfreedom  #financialpeaceuniversity  #thetotalmoneymakeover  #budget  #ladypreneur  #successmindset  #extramoney  #debtfreecommunity 
New vlog is up! Living paycheck to paycheck sucks! You don’t have to kiss your money goodbye 💸 Be intentional! Let’s do this! >~>~>~>~>~>~>~>~>~>~>~>~>~>~>~>~>~>~>~>~>~>~>~>
#millenial #millionairemindset #millionaires #roadmaptosuccess #equity #financialadvice #debt #payingoffdebt #payoffdebt #debtsnowball 
#creditcards #homeowner #personalfinance #retirement #retiredlife #collegelife #collegesavings #savingforcollege #savingforretirement #paychecktopaycheck 
#personalfinancecoach #coaching #coachlife #wealthmanagement #birthofabrand #branding #adulting #girlboss #bossbabe #bossmom
New vlog is up! Living paycheck to paycheck sucks! You don’t have to kiss your money goodbye 💸 Be intentional! Let’s do this! >~>~>~>~>~>~>~>~>~>~>~>~>~>~>~>~>~>~>~>~>~>~>~>#millenial  #millionairemindset  #millionaires  #roadmaptosuccess  #equity  #financialadvice  #debt  #payingoffdebt  #payoffdebt  #debtsnowball  #creditcards  #homeowner  #personalfinance  #retirement  #retiredlife  #collegelife  #collegesavings  #savingforcollege  #savingforretirement  #paychecktopaycheck  #personalfinancecoach  #coaching  #coachlife  #wealthmanagement  #birthofabrand  #branding  #adulting  #girlboss  #bossbabe  #bossmom 
#mondaymotivation 👊🏼 January is almost over! Have you smashed your January goals yet?? If you haven't, at least start before February! 🙃
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#debtfreecommunity #debtfree #daveramsey #debt #babystep2 #totalmoneymakeover #thedebtfreecommunity #zerobasedbudget #motivation #payingoffdebt #goalgetter #goaldigger #januarygoals
Fancy meeting you so early into our journey!! My husband was eating some chips last night and his tooth literally broke! So now we are on our way to the dentist to get this sucker taken care of. 🙆🏼‍♀️. #debtfree #debtfreecommunity #debtfreegoals #debtfreejourney #debtsucks #beweird #financialfreedom #payingoffdebt #goodbyecreditcards #sidehustle
I'm considering trying cash envelopes for the first time in February. I lay out our budget meticulously each month and yet we ALWAYS go over certain categories so hopefully a cash diet would reign us in - but it might also fail spectacularly 🤣 Do you use cash envelopes? What do you love (or hate) about them?
I'm considering trying cash envelopes for the first time in February. I lay out our budget meticulously each month and yet we ALWAYS go over certain categories so hopefully a cash diet would reign us in - but it might also fail spectacularly 🤣 Do you use cash envelopes? What do you love (or hate) about them?
🎧 The Slow Home Podcast 🎧
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First day back at work after a rather pleasant and satisfying holiday period. Anyway, I needed something to listen to during the day and I discovered @slowhomepod by @brookemcalary which is excellent!
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This podcast has been going for a few years, so I don’t know how I haven’t heard of it before. It covers so many topics that I am interested in and the directions I am moving towards. One episode features @caitflanders author of The Year with Less. So inspiring ✨💕
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Thanks @brookemcalary for creating great interviews about such relevant topics 🌱🌿🌏
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Not affiliated just super excited 😂
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#frugal #frugalliving #budgeting #slowhomepodcast #slowhomemovement #payingoffdebt #debtfreejourney #debtfreecommunity #decluttering #simpleliving #makeyourown #zerowasteliving #reuse #buynothingnew #budgetliving #
🎧 The Slow Home Podcast 🎧 . First day back at work after a rather pleasant and satisfying holiday period. Anyway, I needed something to listen to during the day and I discovered @slowhomepod by @brookemcalary which is excellent! . This podcast has been going for a few years, so I don’t know how I haven’t heard of it before. It covers so many topics that I am interested in and the directions I am moving towards. One episode features @caitflanders author of The Year with Less. So inspiring ✨💕 . Thanks @brookemcalary for creating great interviews about such relevant topics 🌱🌿🌏 . Not affiliated just super excited 😂 . #frugal  #frugalliving  #budgeting  #slowhomepodcast  #slowhomemovement  #payingoffdebt  #debtfreejourney  #debtfreecommunity  #decluttering  #simpleliving  #makeyourown  #zerowasteliving  #reuse  #buynothingnew  #budgetliving  #
With no more pays coming in before the end of the month (1st is next pay day) its time to tally up my repayments. I had a VERY AMBITIOUS jan target ($500 to student loan and $500 to car loan + prepay NZ accom $600) first fortnight was amazing but this weekend past lots of events and next weekend a long weekend so need to keep a few spare $$$ to tie me over 🙌🙌 smashed $500 on the car loan - $600 onto the student loan and $433.13 onto nz holiday parking//accommodation 🙌🙌🙌 #slayingdebt #monthlycheckin
With no more pays coming in before the end of the month (1st is next pay day) its time to tally up my repayments. I had a VERY AMBITIOUS jan target ($500 to student loan and $500 to car loan + prepay NZ accom $600) first fortnight was amazing but this weekend past lots of events and next weekend a long weekend so need to keep a few spare $$$ to tie me over 🙌🙌 smashed $500 on the car loan - $600 onto the student loan and $433.13 onto nz holiday parking//accommodation 🙌🙌🙌 #slayingdebt  #monthlycheckin 
⭐️FIVE FACTS ABOUT US⭐️
1. We are both from Guadalajara, Jalisco, Mexico🇲🇽 2. Ramon proposed to Jenny in an empty JCPenny parking lot on her 21st Birthday (talk about romantic😂) 3. Ramon loves Asian food🍜🍣🥠—Jenny loves Italian🍝🥫🍷
4. Ramon is a self taught drummer— Jenny has no musical talent but is an avid reader & knitter 
5. Ramon and Jenny rarely fight but when needed 99.99999999% chance it’s because of the heater 🤷🏽‍♂️🤷🏽‍♀️
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I feel like that was more than 5 but oh well. We tag EVERYONE who wants to share. We loved reading through everyone’s, especially the anonymous accounts, feel like we got to know a lot of you guys. •
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•#livelikenooneelse #debt #debtfreedom #debtsnowball #debtfreejourney #debtfree #debtfreeisthenewsexy #payoffdebt #payingoffdebt #getoutofdebt #babysteps #babystep2 #totalmoneymakeover #daveramsey #gazellelikeintensity #financialpeace #financialfreedom #financialpeaceuniversity #thetotalmoneymakeover #budget #ladypreneur #successmindset #extramoney #debtfreecommunity
⭐️FIVE FACTS ABOUT US⭐️ 1. We are both from Guadalajara, Jalisco, Mexico🇲🇽 2. Ramon proposed to Jenny in an empty JCPenny parking lot on her 21st Birthday (talk about romantic😂) 3. Ramon loves Asian food🍜🍣🥠—Jenny loves Italian🍝🥫🍷 4. Ramon is a self taught drummer— Jenny has no musical talent but is an avid reader & knitter 5. Ramon and Jenny rarely fight but when needed 99.99999999% chance it’s because of the heater 🤷🏽‍♂️🤷🏽‍♀️ ———————————————— I feel like that was more than 5 but oh well. We tag EVERYONE who wants to share. We loved reading through everyone’s, especially the anonymous accounts, feel like we got to know a lot of you guys. • • • • • • • •#livelikenooneelse  #debt  #debtfreedom  #debtsnowball  #debtfreejourney  #debtfree  #debtfreeisthenewsexy  #payoffdebt  #payingoffdebt  #getoutofdebt  #babysteps  #babystep2  #totalmoneymakeover  #daveramsey  #gazellelikeintensity  #financialpeace  #financialfreedom  #financialpeaceuniversity  #thetotalmoneymakeover  #budget  #ladypreneur  #successmindset  #extramoney  #debtfreecommunity 
Paleo & dairy free pancakes were a 💯🥞
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Shout out to my husband for being patient & ok with being late to church (again) because they took longer to cook than I thought (classic rachel move) 😘
Paleo & dairy free pancakes were a 💯🥞 . Shout out to my husband for being patient & ok with being late to church (again) because they took longer to cook than I thought (classic rachel move) 😘
Every cup of coffee you make at home, every night you watch one of the zillions of DVDs you already own instead of hitting Redbox, every time you go for a walk instead of going shopping out of boredom you are changing your financial future.
Every cup of coffee you make at home, every night you watch one of the zillions of DVDs you already own instead of hitting Redbox, every time you go for a walk instead of going shopping out of boredom you are changing your financial future.
Our “cash stash.” Once in a great while my hubby and I get some cash. Either from working at the farmers market or tips from caddying. We decided it would be fun to collect all our cash for the first 6 months of the year and then use whatever we put in there to make a large payment into wherever we are in our snowball! #debtfree #debtfreecommunity #debtfreegoals #debtfreejourney #debtsucks #beweird #financialfreedom #payingoffdebt #goodbyecreditcards #sidehustle #snowball #babystep2
Our “cash stash.” Once in a great while my hubby and I get some cash. Either from working at the farmers market or tips from caddying. We decided it would be fun to collect all our cash for the first 6 months of the year and then use whatever we put in there to make a large payment into wherever we are in our snowball! #debtfree  #debtfreecommunity  #debtfreegoals  #debtfreejourney  #debtsucks  #beweird  #financialfreedom  #payingoffdebt  #goodbyecreditcards  #sidehustle  #snowball  #babystep2 
I think I was tagged about 4 times in this latest round of 5 things!  I can take a hint! 😂 It’s been fun reading these in the #debtfreecommunity and if you haven’t had a chance to do yours yet, consider yourself nominated because we want to read them!  #allthenominations #tellusfivethingsaboutyourself #5things
Costco essentials (not the puff pastry that’s for dinner tonight and I didn’t wanna do another stop at the shops) the Mr’s sweet baby ray sauce ($5.79 each) 70x pedigree dentastix for the fur child ($26.49) 6L OMO laundry liquid ($27.98) baby wipes ($22.89) 🙌🙌 im not a “brand snob” but OMO is the only thing my skin doesn’t react too and much cheaper than 2L for $22 at Woolies!! #costco #bulkbuy
Costco essentials (not the puff pastry that’s for dinner tonight and I didn’t wanna do another stop at the shops) the Mr’s sweet baby ray sauce ($5.79 each) 70x pedigree dentastix for the fur child ($26.49) 6L OMO laundry liquid ($27.98) baby wipes ($22.89) 🙌🙌 im not a “brand snob” but OMO is the only thing my skin doesn’t react too and much cheaper than 2L for $22 at Woolies!! #costco  #bulkbuy 
$3.99 a bag for pei mussels, yes please! Might have overdone it but my 3.5 year old LOVES these. This @bobbyflay recipe is the best! (Are these even in season? Do mussels have a season?)
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RECIPE: http://www.foodnetwork.com/recipes/bobby-flay/spicy-mussels-with-white-wine-recipe-1946789.amp
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#livelikenooneelse #debt #bobbyflay #foodnetwork #mussels #debtfreedom #debtsnowball #debtfreejourney #debtfreecommunity #debtfree #debtfreeisthenewsexy #payoffdebt #payingoffdebt #getoutofdebt #babysteps #babystep2 #totalmoneymakeover #daveramsey #gazellelikeintensity #financialpeace #financialfreedom #financialpeaceuniversity #financialdomination
$3.99 a bag for pei mussels, yes please! Might have overdone it but my 3.5 year old LOVES these. This @bobbyflay recipe is the best! (Are these even in season? Do mussels have a season?) • RECIPE: http://www.foodnetwork.com/recipes/bobby-flay/spicy-mussels-with-white-wine-recipe-1946789.amp • • #livelikenooneelse  #debt  #bobbyflay  #foodnetwork  #mussels  #debtfreedom  #debtsnowball  #debtfreejourney  #debtfreecommunity  #debtfree  #debtfreeisthenewsexy  #payoffdebt  #payingoffdebt  #getoutofdebt  #babysteps  #babystep2  #totalmoneymakeover  #daveramsey  #gazellelikeintensity  #financialpeace  #financialfreedom  #financialpeaceuniversity  #financialdomination 
I’ve seen a lot of people have 2nd jobs or gigs that help them bring in some extra $$! So I want to know what’s your “side hustle?”
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#debtfree #debtfreecommunity #debtfreegoals #debtfreejourney #debtsucks #beweird #financialfreedom #payingoffdebt #goodbyecreditcards #sidehustle
I just got mine, have you gotten yours?? Follow the link in my bio to get your #debtfreecharts ! Thank you @debtfreecharts for your creativity and for making such a wonderful #debtfree tool! #debtfreecommunity #debtfreejourney #budgetliving #budgetlivinglikeaboss #progress #getstarted #daveramseybabysteps #babystep2 #payingoffdebt
On typing any comments or posting here for a while.
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Also I am probably not replying to comments or messages.
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I am really sorry.
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My right hand hurts so bad 
And I also have to work today 8 hours late shift.
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I can’t call in because there is no one else to do the job today. Saturdays it’s only me.
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And reconciling cash drawers all day, I am going to hurt more. It’s the same move/use of my hand constantly all 8 hours.
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I am wearing a brace, but still I could scream.
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I hope to be back supportive with comments again soon.
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On typing any comments or posting here for a while. 😪 Also I am probably not replying to comments or messages. 😪 I am really sorry. 😪 My right hand hurts so bad And I also have to work today 8 hours late shift. 😪 I can’t call in because there is no one else to do the job today. Saturdays it’s only me. 😪 And reconciling cash drawers all day, I am going to hurt more. It’s the same move/use of my hand constantly all 8 hours. 😪 I am wearing a brace, but still I could scream. 😪 I hope to be back supportive with comments again soon. 😘
I’m currently sipping wine out of a mug on the floor of what will be our media room (aka kids play room because I can shut the door 😆) We don’t have anything to sit on until our shipping container is delivered this week but I’m so happy to be in our own space! It’s the ultimate form of minimalism really 😂 we have blow up air mattresses to sleep on and a few kitchen utensils which I either purchased or borrowed from our friends and SIL which we will make do with until our belongings arrive.  It feels wonderful to finally be in our own space and whilst we could have continued to stay with our friends for a while longer until our house contents were delivered, I really didnt want to overstay our welcome (they have done so much for us already) and I wanted my eldest two to start school on Monday in their new house and really set the tone for the new School year ahead.  So whilst my three are happily snoozing in their new bedrooms i am enjoying the peace and quiet which only comes from being alone in your own space 😊 Here’s to the next chapter!  #newhome #newmemories #nowheretosit #ultimateminimalism
I’m currently sipping wine out of a mug on the floor of what will be our media room (aka kids play room because I can shut the door 😆) We don’t have anything to sit on until our shipping container is delivered this week but I’m so happy to be in our own space! It’s the ultimate form of minimalism really 😂 we have blow up air mattresses to sleep on and a few kitchen utensils which I either purchased or borrowed from our friends and SIL which we will make do with until our belongings arrive. It feels wonderful to finally be in our own space and whilst we could have continued to stay with our friends for a while longer until our house contents were delivered, I really didnt want to overstay our welcome (they have done so much for us already) and I wanted my eldest two to start school on Monday in their new house and really set the tone for the new School year ahead. So whilst my three are happily snoozing in their new bedrooms i am enjoying the peace and quiet which only comes from being alone in your own space 😊 Here’s to the next chapter! #newhome  #newmemories  #nowheretosit  #ultimateminimalism 
It has a rocky work week with a few lunch events sprung on me last minute so a few of this week’s #baggedlunch boxes were frozen and will cover next Monday and Tuesday too.
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££-wise, these little steamed veg and pork boxes pulled up to £1.40 a serving. They were also probably the easiest and shortest #mealprep I’ve done as all the veg was microwave steamed while the pork, bought on discount and already marinated, was in the oven to roast 🥦🥕
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#payingoffdebt #takelunchtowork #cuttingcosts #mealplans #debtfreeuk #healthyeating #ukdebtfreecommunity #debtfreecommunity
It has a rocky work week with a few lunch events sprung on me last minute so a few of this week’s #baggedlunch  boxes were frozen and will cover next Monday and Tuesday too. . ££-wise, these little steamed veg and pork boxes pulled up to £1.40 a serving. They were also probably the easiest and shortest #mealprep  I’ve done as all the veg was microwave steamed while the pork, bought on discount and already marinated, was in the oven to roast 🥦🥕 . . . #payingoffdebt  #takelunchtowork  #cuttingcosts  #mealplans  #debtfreeuk  #healthyeating  #ukdebtfreecommunity  #debtfreecommunity 
Gave in to pizza tonight..not feeling well🍕
Gave in to pizza tonight..not feeling well🍕
Tearing up donut Friday #zamoramoon  my love we are thinking of you always. childhood cancer # fucken Dipg . we are the dream makers and we are here to zoom! Peace that!!! #integrity  #payingoffdebt #hospitalbillsformydeseaseddaughter
Got some serious adulting done today 🙌 2018 is looking up!

#adulting #win #payingoffdebt #itsgoingtobeagreatyear #healthylifestyle
Just because you're following your dreams doesn't mean that you'll always have a smile on your face. Every day will not be a day filled with wins.  With new clients, with new PayPal notifications, with new email subscribers, and new inbox messages about new opportunities. Some days you will lose clients, your inbox will be dry, you'll feel unproductive and those payments you'll wonder when they'll arrive 🤔. Just like every day isn't a good hair day (Shout out to this wig holding me down in this photo tho). .
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That is what this week has taught me, but you know even on the days  where it may not seem like i'm winning I have to think back to how far I've come and remember the previous wins. I also have to believe that the losses will teach me how to be better and that I'm still on track it's all apart of the process. Whenever I do receive a loss I have to mentally tell myself that something new is on it's way. Something bigger is coming, so keep calm. Kind of like the stock market, it goes up and down, but in the end the goal is to have more wins than losses. In my latest post i'm talking more about investing. Hit the link in my bio to watch if you haven't already.  bio to watch if you haven't already.
Just because you're following your dreams doesn't mean that you'll always have a smile on your face. Every day will not be a day filled with wins. With new clients, with new PayPal notifications, with new email subscribers, and new inbox messages about new opportunities. Some days you will lose clients, your inbox will be dry, you'll feel unproductive and those payments you'll wonder when they'll arrive 🤔. Just like every day isn't a good hair day (Shout out to this wig holding me down in this photo tho). . . . That is what this week has taught me, but you know even on the days where it may not seem like i'm winning I have to think back to how far I've come and remember the previous wins. I also have to believe that the losses will teach me how to be better and that I'm still on track it's all apart of the process. Whenever I do receive a loss I have to mentally tell myself that something new is on it's way. Something bigger is coming, so keep calm. Kind of like the stock market, it goes up and down, but in the end the goal is to have more wins than losses. In my latest post i'm talking more about investing. Hit the link in my bio to watch if you haven't already. bio to watch if you haven't already.
Which money challenge will you try?
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FundingCloudNine.com is a personal finance blog that can help YOU improve your financial situation. We discuss a range of money topics - getting rid of debt, budgeting, saving for retirement, frugal living...there is truly something for everyone on the #blog :)
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#debtfreecommunity #payingoffdebt #personalfinanceblog #debtfree #financialfreedom #debtlife #moneygoals #personalfinanceforwomen #financeblogger #financialsuccess
🛒Our Second Grocery Haul of 2018🛒
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The first 7 pics are from Walmart.
The last 2 are from Food Lion.
At Walmart we spent $140.98 & Food Lions total was $77.14.
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All of the Food Lion meats will be put into our deep freezer for later use.
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We’re currently trying to find a balance of buying what we need but also buying some things to “put away”.
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Does anybody else struggle with finding this balance? I figure that it will take us a few months to kind of find our “groove” on how to do this.🤓
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**Oh & a note on all of the “carby foods”...those are all for my daughter.
I’ve followed a #ketodiet for almost a year & my husband does lowcarb.
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Since this is where I post about my grocery budget & my shopping hauls I figured I’d post everything we buy on each trip rather than just my Keto foods.🤷🏻‍♀️**
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#walmart #foodlion #grocery #haul #groceryhaul #envelopesystem #becomingdebtfree #debtfree #debtfreecommunity #bs2 #payingoffdebt #budget #budgeting #frugal #savingmoney #livinglikenooneelse #llnoe
🛒Our Second Grocery Haul of 2018🛒 . The first 7 pics are from Walmart. The last 2 are from Food Lion. At Walmart we spent $140.98 & Food Lions total was $77.14. . All of the Food Lion meats will be put into our deep freezer for later use. . We’re currently trying to find a balance of buying what we need but also buying some things to “put away”. . Does anybody else struggle with finding this balance? I figure that it will take us a few months to kind of find our “groove” on how to do this.🤓 . **Oh & a note on all of the “carby foods”...those are all for my daughter. I’ve followed a #ketodiet  for almost a year & my husband does lowcarb. . Since this is where I post about my grocery budget & my shopping hauls I figured I’d post everything we buy on each trip rather than just my Keto foods.🤷🏻‍♀️** . . #walmart  #foodlion  #grocery  #haul  #groceryhaul  #envelopesystem  #becomingdebtfree  #debtfree  #debtfreecommunity  #bs2  #payingoffdebt  #budget  #budgeting  #frugal  #savingmoney  #livinglikenooneelse  #llnoe 
Instead of paying at the gate $35 - jumped online and saved $5 a ticket 😂🙌 $30 for 12 hours entertainment 🙌 #bargainhunter
Instead of paying at the gate $35 - jumped online and saved $5 a ticket 😂🙌 $30 for 12 hours entertainment 🙌 #bargainhunter 
Ahhh so I attempted to go back to work today but ended up going home in the afternoon and I’ve not been able to leave my bed since. Just calculated how much that means I’ve lost in pay this week with my new hours. 😢💷 & I’m not sure on my chances of being able to be fit for work Monday/next week are either. 
When your working pretty much ‘full’ time it sucks when you don’t get sick pay. In the past I’ve only mainly done a few mornings so a few days off was never that noticeable in my paycheck. Looks like I’m probably not going to be able to pay off my next account at the end of the month, but we shall see.
Ahhh so I attempted to go back to work today but ended up going home in the afternoon and I’ve not been able to leave my bed since. Just calculated how much that means I’ve lost in pay this week with my new hours. 😢💷 & I’m not sure on my chances of being able to be fit for work Monday/next week are either. When your working pretty much ‘full’ time it sucks when you don’t get sick pay. In the past I’ve only mainly done a few mornings so a few days off was never that noticeable in my paycheck. Looks like I’m probably not going to be able to pay off my next account at the end of the month, but we shall see.
I remember the days I cried and begged for a financial miracle. I didn't want to have to signup for overtime and work more 12 hour shifts than I had to. I remember the day when we lost our Tyson contract as if it was yesterday. I remember the pain and uncertainty that came with that loss. I remember the excitement and hope that came with finding a new company to grow chickens for, only to have them go bankrupt before receiving all of our 1st paycheck. So many "why's, tears, frustrations, and heartbreaks during that time but now looking back, as hard as those times were, I'm thankful for them. However, let me tell you what I'm more thankful for...our financial miracle that came into our lives when we needed it the most. The financial blessing of a network marketing company that has helped us make ends meet every single month. It's helped us pay truck payments, pay off credit card debt, pay for unplanned surgeries, groceries, trips, and SO much more.  I know without a doubt this financial blessing will continue to grow and bless us even more in the days ahead. I'm so thankful and humbled by every single bit of it!! 2 Cor 9:8 🙏🏻❤️🙌🏻
#financialfreedom #farmlife #hewillprovide #blessings #payingoffdebt #sidehustle #timefreedom #nurselife #blackandwhite #pray #desires #youcantoo #happyfriday
I remember the days I cried and begged for a financial miracle. I didn't want to have to signup for overtime and work more 12 hour shifts than I had to. I remember the day when we lost our Tyson contract as if it was yesterday. I remember the pain and uncertainty that came with that loss. I remember the excitement and hope that came with finding a new company to grow chickens for, only to have them go bankrupt before receiving all of our 1st paycheck. So many "why's, tears, frustrations, and heartbreaks during that time but now looking back, as hard as those times were, I'm thankful for them. However, let me tell you what I'm more thankful for...our financial miracle that came into our lives when we needed it the most. The financial blessing of a network marketing company that has helped us make ends meet every single month. It's helped us pay truck payments, pay off credit card debt, pay for unplanned surgeries, groceries, trips, and SO much more. I know without a doubt this financial blessing will continue to grow and bless us even more in the days ahead. I'm so thankful and humbled by every single bit of it!! 2 Cor 9:8 🙏🏻❤️🙌🏻 #financialfreedom  #farmlife  #hewillprovide  #blessings  #payingoffdebt  #sidehustle  #timefreedom  #nurselife  #blackandwhite  #pray  #desires  #youcantoo  #happyfriday 
Yyess!! At the airport! Heading to Costa Rica all expenses paid !! Thank you SeneGence! 💙
Yyess!! At the airport! Heading to Costa Rica all expenses paid !! Thank you SeneGence! 💙
We had to make a choice to live bellow our means and be temporarily “broke” so we can focus on our financial future. We don’t want to work until we’re 70 in a job we hate because we can’t afford housing. We don’t want to take 20 years to pay off our student loans or think that car payments is the only way we can own a car. We want to leave our children an inheritance, send them to college and not be a financial burden to them. We want to travel and even indulge in some nice personal expenses, struggling with money is all of us (no matter how much you flex on instagram) but we don’t have to stay struggling that’s a choice and it’s up to you! We’ve refused to be financially mediocre
#Repost @clevergirlfinance
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Refuse and reject mediocrity AND THEN get a plan in place AND start taking action. Show the universe how serious you are.
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•#livelikenooneelse #debt #debtfreedom #debtsnowball #debtfreejourney #debtfree #debtfreeisthenewsexy #payoffdebt #payingoffdebt #getoutofdebt #babysteps #babystep2 #totalmoneymakeover #daveramsey #gazellelikeintensity #financialpeace #financialfreedom #financialpeaceuniversity #thetotalmoneymakeover #budget #ladypreneur #successmindset #extramoney #debtfreecommunity
We had to make a choice to live bellow our means and be temporarily “broke” so we can focus on our financial future. We don’t want to work until we’re 70 in a job we hate because we can’t afford housing. We don’t want to take 20 years to pay off our student loans or think that car payments is the only way we can own a car. We want to leave our children an inheritance, send them to college and not be a financial burden to them. We want to travel and even indulge in some nice personal expenses, struggling with money is all of us (no matter how much you flex on instagram) but we don’t have to stay struggling that’s a choice and it’s up to you! We’ve refused to be financially mediocre #Repost  @clevergirlfinance ・・・ Refuse and reject mediocrity AND THEN get a plan in place AND start taking action. Show the universe how serious you are. _________________ • • • • • • • •#livelikenooneelse  #debt  #debtfreedom  #debtsnowball  #debtfreejourney  #debtfree  #debtfreeisthenewsexy  #payoffdebt  #payingoffdebt  #getoutofdebt  #babysteps  #babystep2  #totalmoneymakeover  #daveramsey  #gazellelikeintensity  #financialpeace  #financialfreedom  #financialpeaceuniversity  #thetotalmoneymakeover  #budget  #ladypreneur  #successmindset  #extramoney  #debtfreecommunity 
Another $600 onto the student loan AKA nana for my visit in March. With the exchange rate I feel like it’s a little win paying $600 off but in fact I pay less $565.66 AUD 😂😂😂 #moneymoneymoney
Another $600 onto the student loan AKA nana for my visit in March. With the exchange rate I feel like it’s a little win paying $600 off but in fact I pay less $565.66 AUD 😂😂😂 #moneymoneymoney 
So many new #AIP recipes to try but my grocery envelope needs replenished. With an autoimmune disease our grocery budget is easily our largest [non-bill]. It will save us medical costs in the long run though, considering #foodismedicine.
So many new #AIP  recipes to try but my grocery envelope needs replenished. With an autoimmune disease our grocery budget is easily our largest [non-bill]. It will save us medical costs in the long run though, considering #foodismedicine .
Oh how I would love to just take the money out of my savings and pay this car off! If I did that I know Murphy would strike and I wish I never did! I am so close to paying off my car! I've paid over $1000 to my car loan this month alone!! That speaks voulmes for myself!! I hope to put another 700 on my loan by the end of this month! I anticipate May 2018 my payoff but its looking like... let me keep quite and keep #sidehustling #debtfreecomunity #murphylaw #carnotefree #zerobalancehalloffame #payingoffdebt #debtsnowball
Oh how I would love to just take the money out of my savings and pay this car off! If I did that I know Murphy would strike and I wish I never did! I am so close to paying off my car! I've paid over $1000 to my car loan this month alone!! That speaks voulmes for myself!! I hope to put another 700 on my loan by the end of this month! I anticipate May 2018 my payoff but its looking like... let me keep quite and keep #sidehustling  #debtfreecomunity  #murphylaw  #carnotefree  #zerobalancehalloffame  #payingoffdebt  #debtsnowball 
Can’t even tell you the immense joy I had while taking pictures of this babe today & watching her prance through the snow ❄️💗 I’m so sad it’s melting!! There’s something so magical about snow...could be the fact it takes a miracle for us to get any around here 😂 but boy is it beautiful!!
Can’t even tell you the immense joy I had while taking pictures of this babe today & watching her prance through the snow ❄️💗 I’m so sad it’s melting!! There’s something so magical about snow...could be the fact it takes a miracle for us to get any around here 😂 but boy is it beautiful!!
STARBUCKS is what sparked everything! *Get This!* My husband and I did not plan on starting any type of debt free mission at the beginning of the new year. Then- one day about a week ago or so, I added up that I had already spent $120 at Starbucks and it was only JANUARY 8th!! [Don’t judge me!] I was in utter disbelief! My Starbucks app was connected to one of my credit cards and automatically refilled when it was less than $10. Whoops. 
I went back through the credit card statements for 2017 and added up the Starbucks transactions and the grand total:: $740 🤭😧😲🤮
Sweet baby panda- that is INSANE! But dang if it wasn’t an eye opener! I have a perfectly good Ninja Coffee Maker at home and I instead spent $740 on coffee JUST AT STARBUCKS! That doesn’t even include other little coffee shops I would go to and purchase $5 drinks! This is what ultimately what lit our fire into the debt free mission and it opened our eyes to what we were doing to ourselves! 
Now I’m committed to making coffee at home or drinking to free, not so bad coffee at work! No more $740/year coffee habits for me. No thank you. Instead I’ve budgeted my money to include about one coffee a week at Starbucks or the place of my choosing. Much more practical and responsible! 
#debtfree #debtfreecommunity #debtfreegoals #debtfreejourney #debtsucks #beweird #financialfreedom #payingoffdebt #goodbyecreditcards #coffeeaddict
STARBUCKS is what sparked everything! *Get This!* My husband and I did not plan on starting any type of debt free mission at the beginning of the new year. Then- one day about a week ago or so, I added up that I had already spent $120 at Starbucks and it was only JANUARY 8th!! [Don’t judge me!] I was in utter disbelief! My Starbucks app was connected to one of my credit cards and automatically refilled when it was less than $10. Whoops. I went back through the credit card statements for 2017 and added up the Starbucks transactions and the grand total:: $740 🤭😧😲🤮 Sweet baby panda- that is INSANE! But dang if it wasn’t an eye opener! I have a perfectly good Ninja Coffee Maker at home and I instead spent $740 on coffee JUST AT STARBUCKS! That doesn’t even include other little coffee shops I would go to and purchase $5 drinks! This is what ultimately what lit our fire into the debt free mission and it opened our eyes to what we were doing to ourselves! Now I’m committed to making coffee at home or drinking to free, not so bad coffee at work! No more $740/year coffee habits for me. No thank you. Instead I’ve budgeted my money to include about one coffee a week at Starbucks or the place of my choosing. Much more practical and responsible! #debtfree  #debtfreecommunity  #debtfreegoals  #debtfreejourney  #debtsucks  #beweird  #financialfreedom  #payingoffdebt  #goodbyecreditcards  #coffeeaddict 
This is so true! I’ve made a lot of sacrifices such as moving into a smaller house to pay more than 50% less a month, not getting a new car, not using or getting any new credit cards, not eating out, got rid of my $120 cable bill and now have a $40 internet bill, and using the cash ✉️ method (and not spending anymore money than what I budgeted for)! It’s not that hard to make sacrifices! Once you get used to it and realize how much money your saving and using to pay off debt it becomes so worth it! I just keep thinking about how much easier my future will be with no debt!
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#daveramsey #debtfreeisthenewsexy #makingsacrificestobetterourlives #outofdebtmom #outofdebtmomplanandcoupon #debtfree #debtfreejourney #savingmoney #payingoffdebt #payingoffstudentloans #debtsucks #debtsnowball #illpaycash
This is so true! I’ve made a lot of sacrifices such as moving into a smaller house to pay more than 50% less a month, not getting a new car, not using or getting any new credit cards, not eating out, got rid of my $120 cable bill and now have a $40 internet bill, and using the cash ✉️ method (and not spending anymore money than what I budgeted for)! It’s not that hard to make sacrifices! Once you get used to it and realize how much money your saving and using to pay off debt it becomes so worth it! I just keep thinking about how much easier my future will be with no debt! . . . #daveramsey  #debtfreeisthenewsexy  #makingsacrificestobetterourlives  #outofdebtmom  #outofdebtmomplanandcoupon  #debtfree  #debtfreejourney  #savingmoney  #payingoffdebt  #payingoffstudentloans  #debtsucks  #debtsnowball  #illpaycash 
First of all , I have nothing against credit repair companies. ———- “You are not what you drive” #themillionairenextdoor
First of all , I have nothing against credit repair companies. ———- “You are not what you drive” #themillionairenextdoor 
This weeks shop I took full advantage of most the freebies under the ‘Discover’ section at Sainsbury’s. I also got some items needed that I can get money off from cashback sites and a one item is a gift so the funds come from our gift budget. So once everything is taken off our shop this week cost £34 meaning I’ve managed to bring our shopping budget back on track. 👌🛒🛍
• If you shop with Sainsbury’s online have you discovered the freebies yet? (Top tip don’t enter the discount code in capitals as it shows, as the code won’t work, just type it in without worrying and bingo, enjoy your free item/s).
This weeks shop I took full advantage of most the freebies under the ‘Discover’ section at Sainsbury’s. I also got some items needed that I can get money off from cashback sites and a one item is a gift so the funds come from our gift budget. So once everything is taken off our shop this week cost £34 meaning I’ve managed to bring our shopping budget back on track. 👌🛒🛍 • If you shop with Sainsbury’s online have you discovered the freebies yet? (Top tip don’t enter the discount code in capitals as it shows, as the code won’t work, just type it in without worrying and bingo, enjoy your free item/s).
During my time off I went through my sons room & did a massive clean out. Helloooooo #minsgame!

I sold a couple of toys he no longer plays with / has grown out of, on a Facebook BSS page ☺️ #debtfreecommunity #debtfree #debtfreejourney #budget #budgeting #barefootinvestor #frugal #frugalliving #payingoffdebt #financialfreedom #goals #2018ismyyear #debtfreein2018 #helpmeimpoor #debtfreeme
I see a lot of my #debtfreecommunity friends out there making little budget mistakes that are costing them overdraft fees! 😩 What helps me (and my terrible memory) is keeping all of my monthly expenses in the Notes App on my phone. I divide my bills up by what part of the month they come out of my checking and it helps me start my check registry each payday because I just immediately mark them down even if they won’t clear for a few days. #hopethishelps
I see a lot of my #debtfreecommunity  friends out there making little budget mistakes that are costing them overdraft fees! 😩 What helps me (and my terrible memory) is keeping all of my monthly expenses in the Notes App on my phone. I divide my bills up by what part of the month they come out of my checking and it helps me start my check registry each payday because I just immediately mark them down even if they won’t clear for a few days. #hopethishelps 
When you’re serious AF! Goodbye Target credit card! 👊🏼💳 #debtfree #debtfreecommunity #debtfreegoals #debtfreejourney #debtsucks #beweird #financialfreedom #payingoffdebt #goodbyecreditcards
3 weeks into the new year, and we’ve already paid $1,931 in debt. Praiseee God 🙌🏼 Here’s what’s helped us so far:
🛒 Putting our weekly grocery budget on a supermarket gift card, kind of like a cash envelope or clip. We always go over on groceries when we aren’t being careful.
💵 Underspending/not spending in budgeted areas like restaurants, hosting, co-pays and clothes.
💪🏼 We’ve got some big goals ahead of us. Hopefully we can keep up the momentum!
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#debtfreecommunity #debtfreejourney #financialfreedom #debtfreegoals #faithandfinances #moneygoals #moneytips #budgettips #2018goals #cashenvelope #cashclips #personalfinance #debtsnowball #payingoffdebt #spendwisely #spendingtips #supermarket #grocerybudget
3 weeks into the new year, and we’ve already paid $1,931 in debt. Praiseee God 🙌🏼 Here’s what’s helped us so far: 🛒 Putting our weekly grocery budget on a supermarket gift card, kind of like a cash envelope or clip. We always go over on groceries when we aren’t being careful. 💵 Underspending/not spending in budgeted areas like restaurants, hosting, co-pays and clothes. 💪🏼 We’ve got some big goals ahead of us. Hopefully we can keep up the momentum! . . . . . . #debtfreecommunity  #debtfreejourney  #financialfreedom  #debtfreegoals  #faithandfinances  #moneygoals  #moneytips  #budgettips  #2018goals  #cashenvelope  #cashclips  #personalfinance  #debtsnowball  #payingoffdebt  #spendwisely  #spendingtips  #supermarket  #grocerybudget 
ITS PAYDAY AND MY FRIDAY (I have tomorrow off) 😂 spent this morning arranging all my direct debits to come out of my new ING accounts 🙌🙌 how easy it was when I track all my spending on spreadsheets 😂 back in the day I would have had no clue when or what comes out my accounts .. now I’m little miss organized !! Time to sprinkle this $$$ onto my student loan 🙌 #movingbanks #barefoot #payday 💰
ITS PAYDAY AND MY FRIDAY (I have tomorrow off) 😂 spent this morning arranging all my direct debits to come out of my new ING accounts 🙌🙌 how easy it was when I track all my spending on spreadsheets 😂 back in the day I would have had no clue when or what comes out my accounts .. now I’m little miss organized !! Time to sprinkle this $$$ onto my student loan 🙌 #movingbanks  #barefoot  #payday  💰
Another paycheck means another student loan payment! •
Only $50.00 this week because i'm getting the new car this weekend!!
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total paid for January so far: $170!!
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i'm not sure what else to post on here besides my payments, any suggestions? •••
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#debtfreecommunity #debtfree #debtfreejourney #studentloans #payingoffdebt #studentspayingofftheirdebt #studentspayingforschool
Check out the blog for a simple, easy to understand explanation of Dave Ramsey's baby step. *
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FundingCloudNine.com is a personal finance blog that can help YOU improve your financial situation. We discuss a range of money topics - getting rid of debt, budgeting, saving for retirement, frugal living...there is truly something for everyone on the #blog :)
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#debtfreecommunity #payingoffdebt #personalfinanceblog #debtfree #financialfreedom #debtsnowball #debtlife #moneygoals #personalfinanceforwomen #debtslayer #financeblogger #financialsuccess #debtpayoff
Check out the blog for a simple, easy to understand explanation of Dave Ramsey's baby step. * * FundingCloudNine.com is a personal finance blog that can help YOU improve your financial situation. We discuss a range of money topics - getting rid of debt, budgeting, saving for retirement, frugal living...there is truly something for everyone on the #blog  :) * * #debtfreecommunity  #payingoffdebt  #personalfinanceblog  #debtfree  #financialfreedom  #debtsnowball  #debtlife  #moneygoals  #personalfinanceforwomen  #debtslayer  #financeblogger  #financialsuccess  #debtpayoff 
I have made small payments to debt since I’ve started my journey, $100 here $50 there, but today I made my first LARGE payment of $800 to PayPal. Anyone else feel sick to their stomach with that first large payment even though that’s what you budgeted for??
I have made small payments to debt since I’ve started my journey, $100 here $50 there, but today I made my first LARGE payment of $800 to PayPal. Anyone else feel sick to their stomach with that first large payment even though that’s what you budgeted for??
Status?
🔲 Single
🔲 Taken
☑️ Getting My Shit Together

Because Even when your shit is together, you should always be trying to get your shit together.
Status? 🔲 Single 🔲 Taken ☑️ Getting My Shit Together Because Even when your shit is together, you should always be trying to get your shit together.
Starter emergency fund DONE! $1000 in the bank! That was quick, I know - thanks to a little hustlin' from my husband we were able to fill this baby up and start attacking the second debt on our list. We are on a roll! @debtfreecharts
Starter emergency fund DONE! $1000 in the bank! That was quick, I know - thanks to a little hustlin' from my husband we were able to fill this baby up and start attacking the second debt on our list. We are on a roll! @debtfreecharts
Good morning! ❄️
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I’ve been thinking a lot lately about how my actions lead to my current situation changing or staying the same. Here’s an easy example I’m sure you can relate with…
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I don’t like to get up in the mornings. Not a morning person, in fact, I’m probably the grumpiest person in the WORLD in the mornings. My poor husband. 😂 However, often at the end of the day I get frustrated because I haven’t got everything done during the day that I wanted/needed to. Easy solution would be just getting my butt up earlier!! Right?! Might be obvious, but it sure ain’t easy.
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I have to choose. Do I want to enjoy the warm coziness of my bed with my dog and stay in bed longer than I should in the morning? And then be frustrated day after day for not getting stuff done for the rest of my life? Because it’s not magically going to work itself out.
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OR do I choose to force myself up, get some stuff done early and have time to catch up & get ahead EVERY DAY? Gosh think about how much more I could get done per day if I did that! Per week! Per month! Per year!
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So which will it be? Short term pain and longterm pleasure? Or short term pleasure and longterm pain? 🤔
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YOU choose. Every day. Whether you realize it or not. 💥
Good morning! ❄️ . I’ve been thinking a lot lately about how my actions lead to my current situation changing or staying the same. Here’s an easy example I’m sure you can relate with… . I don’t like to get up in the mornings. Not a morning person, in fact, I’m probably the grumpiest person in the WORLD in the mornings. My poor husband. 😂 However, often at the end of the day I get frustrated because I haven’t got everything done during the day that I wanted/needed to. Easy solution would be just getting my butt up earlier!! Right?! Might be obvious, but it sure ain’t easy. . SO. . I have to choose. Do I want to enjoy the warm coziness of my bed with my dog and stay in bed longer than I should in the morning? And then be frustrated day after day for not getting stuff done for the rest of my life? Because it’s not magically going to work itself out. . OR do I choose to force myself up, get some stuff done early and have time to catch up & get ahead EVERY DAY? Gosh think about how much more I could get done per day if I did that! Per week! Per month! Per year! . So which will it be? Short term pain and longterm pleasure? Or short term pleasure and longterm pain? 🤔 . YOU choose. Every day. Whether you realize it or not. 💥
Nope never again! 
I just graduated last semester and I start my first career job in a week in half. 80% of our debt is student loans. Now I know most people are anti student loans but I personally am not. I would not have a degree or this new job without those student loans. 
I wish I had been smarter about not taking out max amounts and not failing classes or dropping out 3 times, but with the Dave Ramsey plan I feel confident in paying them off in 3-4 years vs a lifetime. I will also do everything I can to break the cycle and make sure my son and future kids won't have to take out student loans.
Nope never again! I just graduated last semester and I start my first career job in a week in half. 80% of our debt is student loans. Now I know most people are anti student loans but I personally am not. I would not have a degree or this new job without those student loans. I wish I had been smarter about not taking out max amounts and not failing classes or dropping out 3 times, but with the Dave Ramsey plan I feel confident in paying them off in 3-4 years vs a lifetime. I will also do everything I can to break the cycle and make sure my son and future kids won't have to take out student loans.
Trader Joe's is one of my most favorite grocery stores and meets 3 of my 4 criteria: 1) Quality 2) Price 3) Atmosphere, and 4) Location. Unfortunately, the closest @traderjoes is 2.5 hours away in Charleston, SC but since being on this debt free journey I've decided that it's totally worth the trip. My girlfriend and I pack the car with coolers and head there on our day off. I only get there about 1 time per month so I really go to town. 
I focus mostly on frozen foods and not as much on the fresh produce. I buy TONS of frozen fish (mainly salmon, tuna, swordfish, and tilapia), bagged/preprepped chicken type meals (like the Mandarin Orange Chicken - omg!) and vegetables, and lots of pantry items like red sauce (their vodka sauce is my fave!), chips, rice and soup.

I usually spend between $150 and $165 each trip. The amount of items I get there would easily run me about $250 at my local Harris Teeter.

I've heard a lot of great things about @aldiusa as well but have never been. 
What's your go-to grocery store?
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#livelikenooneelse #debt #debtfreedom #debtsnowball #debtfreejourney #debtfreecommunity #debtfree #debtfreeisthenewsexy #payoffdebt #payingoffdebt #getoutofdebt #babysteps #babystep2 #totalmoneymakeover #daveramsey #gazellelikeintensity #financialpeace #financialfreedom #financialpeaceuniversity #financialdomination #traderjoes #groceryshopping
Trader Joe's is one of my most favorite grocery stores and meets 3 of my 4 criteria: 1) Quality 2) Price 3) Atmosphere, and 4) Location. Unfortunately, the closest @traderjoes is 2.5 hours away in Charleston, SC but since being on this debt free journey I've decided that it's totally worth the trip. My girlfriend and I pack the car with coolers and head there on our day off. I only get there about 1 time per month so I really go to town. I focus mostly on frozen foods and not as much on the fresh produce. I buy TONS of frozen fish (mainly salmon, tuna, swordfish, and tilapia), bagged/preprepped chicken type meals (like the Mandarin Orange Chicken - omg!) and vegetables, and lots of pantry items like red sauce (their vodka sauce is my fave!), chips, rice and soup. I usually spend between $150 and $165 each trip. The amount of items I get there would easily run me about $250 at my local Harris Teeter. I've heard a lot of great things about @aldiusa as well but have never been. What's your go-to grocery store? • • #livelikenooneelse  #debt  #debtfreedom  #debtsnowball  #debtfreejourney  #debtfreecommunity  #debtfree  #debtfreeisthenewsexy  #payoffdebt  #payingoffdebt  #getoutofdebt  #babysteps  #babystep2  #totalmoneymakeover  #daveramsey  #gazellelikeintensity  #financialpeace  #financialfreedom  #financialpeaceuniversity  #financialdomination  #traderjoes  #groceryshopping